When a business can’t afford to expand the same as its competitors, that business can quickly end up without enough customers to keep its doors open. A lack of growth capital can translate into a lack of working capital because the business is unable to keep up with marketing, hiring, purchasing equipment and all the things it should be doing to compete."A bank is a place that will lend you money if you can prove that you don't need it." - Bob HopeSince the Recession, small business financing options have become limited. A traditional bank will demand collateral and can take over a month to review, with no guarantee the business will even qualify for a loan. Should a business owner have bad credit or other blemishes on his/her financial record, what’s already a difficult search for a bank loan can become an impossible one.At eFinancialTree our #1 priority is to provide fast working capital to businesses without the hassle & delay of dealing with a traditional bank.Communication, Speed & Customization are what set us apart from our competitors. Our goal is to get your client the customized funding solution his/her business needs as quickly & easily as possible. Other funders have strict guidelines and take hours or even days to respond, causing you to lose deals.If you're an ISO rep that's tired of dealing with funders who aren't as motivated as you to get your merchants funded, contact us!DIRECT FUNDERWe are a direct funder, allowing you to receive more commission on your deals.HIGHER COMMISSIONSOur lower buy rates allow for more flexibility in pricing options.QUICK FUNDINGPreliminary decisions within a few hours of submission.Funding within 24 hours of signed contracts.NEXT DAY PAYOUTSCommissions are paid the day after funding.Interested in Signing an ISO Agreement with eFinancialTree? Speak to one of our Small Business Financing Representatives available Mon-Fri, 8am-8pm EST! Call: 631-767-0122Email: craig@efinancialtree.com

VitalCap Fund provides alternative financing to a wide range of businesses while offering the most comprehensive client services in the merchant cash advance industry. Not by chance, we're recognized as one of the most reliable names in the industry by both ISO's and merchants.Our headquarters are located in NYC.