Jin Cui Email & Phone Number

Accepted as a technical writer on one of the most popular and authoritative data science blogs in the world, with 700k followers. For articles published visit jin-cui.medium.com.A writer under the Medium Partner ProgramSome of my articles were written with a focus on data science applications in the life insurance industry for actuaries.

Responsibilities for completing the annual experience investigations, making recommendations to the Appointed Actuary, and communicating financial impact and results to senior stakeholders. This includes detailed research findings with respect to the evolution of the COVID-19 pandemic.Collaborate across the Valuation and Pricing teams with respect to assumption settings, data and experience drivers.Oversee and review outputs of various regulatory data submissions to FSC/KPMG, APRA, ASIC, and other peer Government agencies; Ensure these reconcile against other internal reporting.Develop and implement ClearView’s Data Analytics strategy for the Life business.Responsibilities for model changes relating to the actuarial cashflow projection systems. This includes developing time-contingent cashflows as well as implementing model changes for the new IDII product.Continue to improve existing experience investigation models and processes.Some examples of data analytics applications I built where useful insights were derived:- Lapse propensity model to understand lapse drivers- IP claims termination model to understand drivers for claimants to stay on claim- Market Basket analysis to understand customer behaviour

Extended responsibilities for managing the monthly Valuation processes and reviewing outputs, performing and communicating Analysis of Profits; Able to efficiently advise resolution for process breakdowns; Continue to automate manual components of the processes using tools such as VBA/SQL.Assist with business strategy in respect to Pricing and Retention by evaluating various pricing levers as needed, as well as developing pricing for the new sustainable IDII product.Responsible for developing, testing and executing model changes in the actuarial cashflow projection system.Continue to improve analyses underlying Experience Investigations by performing additional multi-factor modelling (e.g. using GLM or bagging/boosting (machine learning tools) for IP termination).Data analytics works such as building a predictive model to provide early lapse indicators using GBM, building a NLP model to automatically classify free-text claims causes into KPMG categories.Embedded Value reporting and analysis of change for Embedded Value;Project support including IFRS17.Business Budgeting/Planning; Internal and External audit support.

Sydney, Australia

Sydney, Australia

Execute monthly valuation for Group and Retail LumpSum/DI products; Perform reserve analytics and Analysis of Profits;Perform experience studies for both the Group and Retail risk products. This includes the collection and interrogation of data, recommendation of valuation assumptions and documentation of the full analysis;Proficient user and developer of data transformation and programming tools including Excel VBA, Microsoft Access, SQL and AlteryX; Automate and improve various processes using these tools;Support the delivery of the Financial Condition Report;Prepare data returns for submission to APRA, ASIC and various research houses; Build management reporting on the the Group schemes with substantial movement in P&L; provide regular management reporting for the Australian Leadership Team;

Sydney, Australia

Provide expert support to TAL’s reinsurance partners and other special projects relating to reinsurance as well as technical support to other business units including Underwriting, Actuarial, Operations and Sales.Assist in rationalising and exploring alternative reinsurance structure.Develop VBA codes to automate various manual processes.Identify and rectify data issues arising from the Policy Administration System by querying the data warehouse with SQL. Take initiatives to continually identify and rectify reinsurance data exceptions. Lead multiple data integrity processes. Develop financial model to wash up retrospective financial impact post data corrections.Perform analysis of 70+ active reinsurance arrangements at a treaty level. Apply product knowledge to aid in major projects to rectify and re-state reinsurance accounts going back 10+ years.Manage stakeholder relationship internally and externally.

Sydney, Australia

Evaluate redemption and surrender value for a range of Wealth, Investment and Superannuation products.Ensure the policy values at exit comply with Actuarial Standards.

Vacationer work in improving and optimising Excel spreadsheets