First Union Lending is a Licensed Alternative Direct Business Lender serving the US and Canada. We have over a decade of experience in providing business owners with every type of business loan available in the market.Unsecured Business LoansInventory, new locations, expansion or payroll are just a few reasons why businesses need additional capital and banks won't provide businesses with the funding needed. First Union fills a void in the market by lending money to the businesses that don't have access to banks, helping businesses that would have otherwise had no other options to grow. First Union is that partner.SBA LoansFirst Union is now one of the top SBA lenders in the US. Our Express SBA loans can close as quickly as 30 days without all the requirements of traditional SBA's. These programs make access to capital easier for companies, we offer rates as low as 7% APR and monthly payment terms up to 10 years.Line of CreditFirst Union provides different types of business lines of credit. As low as 0.4% the lines range from the more traditional type to newer programs that won’t require any credit check.Commercial Real Estate LoansFirst Union has a full platter of commercial real estate loans. Whether you are looking to build out, build up, refinance, buy or collateralize, First Union has the best terms of any lender in the market. Even if you have tax liens, First Union can still help.Credit Card ProcessingFirst Union provides the lowest cost credit card processing available to any industry. First Union provides so many other services that we don't rely on your credit card transactions for revenue. We average a 48.7% savings to our merchants’ credit card transaction fees. No contracts, no expensive equipment or leases.