Supporting the entire Zero Hash firm and compliance team in executing compliance and AML responsibilities. Assist in directing the overall compliance program and strategy for our advanced Fin-Tech, Digital Asset, and Money Service businesses. Assisting with the day-to-day management of the Compliance Program which includes the BSA/AML and OFAC Compliance Programs and Consumer Compliance. Recommend policies and partner with senior management to implement the best compliance program for all of our business lines.

Support the US Region AML Officer with implementing and managing the Know Your Customer (KYC), AML operations, and Economic Sanctions components of the US AML Compliance Program, ensuring such are aligned with regulatory expectations and commensurate with the AML risk profile of for three different financial services businesses (commercial banking, wealth management, and capital markets). Lead the team charged with providing AML risk consultation and subject matter expertise for complex business initiatives, which requires regular interaction with risk and line of business stakeholders across the US. Serve as a senior member of the US AML Compliance Department, assisting with regulatory communications, annual planning and strategic initiatives.

Developed a Compliance and AML foundation by creating and executing an Enterprise-wide oversight and AML program. Worked with colleagues in Subsidiaries Compliance, Legal and Operations Departments to manage the firm’s AML and KYC policies and practices and to ensure that the firm complies with FINRA/SEC regulations, NFA/CFTC rules, Bank Secrecy Act, USA PATRIOT Act, sanctions, and industry anti-money laundering laws and regulations. Worked through several new products and assessed digital currency collaboration as well as developed AML guidance for FinTech partnerships.

In charge of Anti-Money Laundering Surveillance, Associate Surveillance, Trade Surveillance. Developed and manage national teams of associate surveillance analysts, AML surveillance analysts.Work thoroughly in creation of new monetary and trade scenarios to detect suspicious activity. Responsible for United States, Singapore, Australia and Canada business units being in AML compliance.Work with technical partners to develop and utilize dashboards to improve workflow.Responsible for quarterly senior management reports.Contribute in audits, resolution of investigations, and inquiries from regulators, clients, and/or employees. Advise foreign and domestic TDA entities on AML and trading compliance issues. Created and update multi-level monetary risk ranking system used by the AML Surveillance system.Collect relevant data and validate integrity of procedures or identify gaps that require corrective action.

Contributed to new product development, system enhancements, and firm wide process improvements. Revamped the futures and forex new account process to follow proper NFA/CFTC regulations.Revise and implemented written supervisory proceduresProvide AML support to TD Ameritrade retail, institutional, futures and forex business units, and operations in Singapore, Canada, United Kingdom, and formerly Australia. Subject matter expert and advisor on EDD, KYC/CIP, PEP/312 reviews, transaction monitoring/investigations, procedures, communication, and regulatory rules.

Drafted and maintained all supervisory and compliance policies and desktop procedures.Successfully develop and maintain systems to reduce and eliminate account and customer fraud. Designed, developed and performed firm-wide compliance testing programs, Broker/Dealer certifications, and Singapore on-sight compliance audit.Completed a company wide compliance analysis to minimize exposure.Created partnerships with peer firms and third party vendors that encouraged efforts necessary for successful completion of enterprise objectives.Preparation and delivery of AML and Non-AML compliance training.Completed account, communication and advertising reviews.Managed all audits, investigations and/or inquiries referred by regulators, clients, and/or employeesQuarterly reporting to senior managementCreated AML/ Fraud department.Initiated entire suite of monetary and trade surveillance reports.Developed the thinkorswim’s global country risk ranking program.Developed and managed a comprehensive OFAC, PEP, CIP, and new account process.Created and implemented an action plan to address negative news received on the existing customer base. Conducted complex AML fraud investigations.Website security maintenance and fraud officer.Account, deposit, and stock certificate reviews.Headed international compliance committee advisory board. (United States, Canada, Australia and Singapore jurisdictions)

Completed the full NASD Examiner Training Program.Traveled to several different Broker/Dealers to assure compliance within their business.Analyzed compliance in several areas including: Anti-Money Laundering, Communications, Supervision, Net Capital/Financials, Variable Annuities, Municipals, Form Filings.Have investigated and cited Broker/Dealers for violations of NASD, MSRB, and SEC Regulations.

Compiled information between different law offices.Researched, developed, and sent analysis of multiple cases to lawyers.

Worked directly with Newt Gingrich, Senior Fellow and Dr. Marvin Kosters, the Director of AEI Economic Policy.Researched and analyzed political and financial standing of different economic policies.Studied the United States Small Business Administration’s programs.Reviewed and evaluated ‘Glass-Steagall Act’ and ‘Gramm-Leach-Bliley Act’.

Auditor that reported between accounting and loan departments.Interacted with customers on accounts.Disbursed and reviewed applications to new loan candidates.Performed various bookkeeping and computer file tasks. Worked on Excel and the company’s custom banking software.