Chad D. Cummings personal email
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I am an attorney, CPA, and advisor helping entrepreneurs and commercial real estate developers start, grow, manage, and exit their ventures. In addition to my law practice, I also teach Business Law to undergraduates at Florida Gulf Coast University.I have served in operations and finance with the world’s largest accounting firm, airline, and bank. I chose to pivot from my career in finance to pursue law as my next profession and am admitted to The Florida Bar and the State Bar of Texas.I completed my Juris Doctor on full tuition merit scholarship. While in law school, I served on the Law Review Editorial Board where my monograph—Transhumanism: Morality and Law at the Frontier of the Human Condition—was selected for publication.I passed the Florida Bar Examination in July 2022 and the Texas Bar Examination in February 2023.Following my J.D., I completed the Real Property Development LL.M. program at the University of Miami School of Law.I hold active CPA licensure in Florida and Texas and undergraduate and graduate degrees in accounting and taxation, respectively, from Southern Methodist University in Dallas.Before my career in law, I developed business intelligence and reporting on commercial banking clients in the Dallas and Chicago offices at JPMorgan across a variety of industry verticals—with a special emphasis on FIG and CRE clients. Previously, I supported capital investment decision-making and financial reporting for the commercial real estate, security, and legal divisions at American Airlines at their headquarters in Fort Worth.Prior to that, I founded Food on the Fly, a data mining and logistics startup leveraging mobile connectivity and transactional analytics to deliver premium meals in-terminal to transiting, time-constrained air travelers. My work on this venture continues.Before making the jump to the entrepreneurial realm, I began my career in the private equity and financial services tax compliance and consulting practice (“SALT-FS”) at PricewaterhouseCoopers in their Dallas office where I engineered solutions to more effectively serve VC/PE clients including Texas Pacific Group, Goldman Sachs, and others.I also hold the Certified Management Accountant, Certified Internal Auditor, Forensic Certified Public Accountant, Certified Information Systems Auditor, Certification in Risk Management Assurance, and Certified Fraud Examiner credentials.In my spare time, I explore the taxation and novel applications of virtual assets. I also serve as a mentor for university-age creators. I live and work in sunny South Florida.
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Attorney And Chief Executive OfficerCummings & Cummings Law Sep 2022 - PresentNaples, Florida, Us -
Adjunct InstructorFlorida Gulf Coast University Aug 2023 - PresentFort Myers, Florida, UsI teach a three credit hour course on Business Law to undergraduates. -
FounderFood On The Fly May 2015 - PresentMiami, Fl, UsSTRATEGIC PLANNING• Created first-to-market Web3 mobile ordering and delivery platform connecting time-constrained air passengers with existing food, beverage, and retail outlets behind airport security• Analyzed and identified immediate market opportunity created by rebanking and network-wide schedule changes implemented by American Airlines at MIA and DFW• Developed an innovative, intuitive customer experience to counteract shrinking consumer spending and generate incremental revenue for airports and concession operators • Authored extensive 200 page business plan articulating the market opportunity, business concept, technical specifications, and financial aspects to serve as a platform in discussions with investors, airports, and concession operators TECHNICAL AND OPERATIONAL KNOWLEDGE• Applied knowledge of SQL database engineering to facilitate data mining and extrapolate revenue-driving relationships between operational variables• Charted the long-term product roadmap to expedite continuous improvement of the customer-facing product by integrating recently-commercialized technologies such as NFC, Apple Pay, and beacons• Wrote code (Apple Swift, PHP, Laravel/AngularJS, and Perl) and assisted in analysis and implementation of third-party APIs and packages, including Amazon Web Services (multiple platforms), Twilio, Stripe, Omnivore, FlightAware, and othersFINANCIAL MANAGEMENT – OPERATING EXPENSE• Solicited seed funding from accredited external investors to fund application development costs• Handled day-to-day bookkeeping, including the preparation of GAAP financials to communicate internally and externally• Leveraged extensive knowledge of Excel to build and revise a multivariate pro-forma financial model to identify KPIs and guide discussions with external stakeholders• Oversaw all compliance responsibilities, including filings with various federal, state, and local tax agencies and preparation of trademark applications with the USPTO -
Senior Associate, Fp&AJpmorgan Chase & Co. 2019 - 2019New York, Ny, UsCommercial Bank Finance & Business Management (CB F&BM): BI report authoring and analysis using QlikView, Qlik Sense, Tableau, MS SSRS, and ad hoc SQL (e.g., Hadoop, MS, Oracle, Teradata) for middle market and corporate banking MNCs—Americas, EMEA, and APAC—with gross revenue between $20 million and $2 billion; preparation of monthly and quarterly decks for presentation to the business unit and finance leadership; special focus on FIG and CRE industry verticals -
Senior Financial Analyst, Commercial Real Estate And Legal DivisionsAmerican Airlines 2016 - 2019Dallas-Fort Worth, Texas, UsFINANCIAL MANAGEMENT – CAPITAL & OPERATING EXPENSE• Lead analyst for the corporate real estate and legal division (“Corporate Affairs”) capital plans comprising $600 million+ in annual facility investment (domestic and international), including bi-annual budgeting, monthly re-forecasting, and strategic long-term planning and prioritization• Performed the monthly close, forecast, and reconciliation FP&A/controller responsibilities covering 220 airports on a monthly basis; generated variance explanations for prior month and ROY activity for presentation to the controller to "tell the story" of the business group• Preparation of comprehensive funding packages, draw down requests, and BOD decks for airport and off-airport construction, IT, and legal capex projects (e.g., LAX LAMP Core and Terminal Redevelopment, LGA Terminal Redevelopment, PHX Terminal Restack, SFO Redevelopment, BOS Collocation and Terminal Redevelopment, EU GDPR, CCPA, and Universal Data Privacy Initiative, and New AA Global Headquarters/Skyview Campus)• Consolidated monthly Divisional Performance Summary package for relevant departmental GL accounts and cost centers for presentation to controller• Authored monthly facilities investment report (“Long-Term Facilities Plan”) cataloging all global current and proposed construction projects• Co-managed the landing fee operating expense budget for the world's largest airline encompassing $800 million+ per annumTECHNICAL AND OPERATIONAL KNOWLEDGE• Conceived, developed, and tested SQL-backed self-service landing fee reporting platform resulting in substantial time savings for 300+ employees• Redesigned the monthly close, forecast, and reconciliation processes to eliminate unnecessary complexity and non-value add tasks; decreased the close period from three working days to less than one• Served as liaison between the corporate real estate, legal, and security business units and the FP&A division to build a brand as a trusted advocate -
Associate, Salt Financial ServicesPwc 2014 - 2015GbDelivered private equity tax compliance and consulting services for one of the world's largest alternative investment firms; developed technology solutions to automate numerous compliance related tasks using SQL; authored carried interest calculations to validate state-by-state allocation and apportionment of income from portfolio companies; prepared ad hoc reports for external LPs; trained and mentored new hires to work effectively within the team.Special focus on VC/PE multi-state corporate and pass-through entity many-tiered investment structures across nearly every industrial vertical (e.g., consumer goods, energy, transportation, banking, entertainment, education) managed through AIVs, funds-of-funds, SPVs, and real estate distressed assets.
Chad D. Cummings Skills
Chad D. Cummings Education Details
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University Of Miami School Of LawReal Property Development -
Ave Maria School Of LawCum Laude -
Smu Cox School Of BusinessAccounting (Taxation) -
Smu Cox School Of BusinessAccounting
Frequently Asked Questions about Chad D. Cummings
What company does Chad D. Cummings work for?
Chad D. Cummings works for Cummings & Cummings Law
What is Chad D. Cummings's role at the current company?
Chad D. Cummings's current role is Attorney & CPA.
What is Chad D. Cummings's email address?
Chad D. Cummings's email address is cu****@****ail.com
What schools did Chad D. Cummings attend?
Chad D. Cummings attended University Of Miami School Of Law, Ave Maria School Of Law, Smu Cox School Of Business, Smu Cox School Of Business.
What are some of Chad D. Cummings's interests?
Chad D. Cummings has interest in Distance Running, Bucking The Status Quo, International Travel, Cooking, Politics, Space Exploration And Commercialization, Economics, Real Property Investment, Fund Accounting, Postmodern Literature.
What skills is Chad D. Cummings known for?
Chad D. Cummings has skills like Financial Reporting, Fp&a, Data Analytics, Bi Reporting, Ibm Cognos, Hyperion, Sap Gl, Sql, Sas.
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