Chad D. Cummings Email & Phone Number

Naples, Florida, Us

Fort Myers, Florida, Us

I teach a three credit hour course on Business Law to undergraduates.

Miami, Fl, Us

STRATEGIC PLANNING• Created first-to-market Web3 mobile ordering and delivery platform connecting time-constrained air passengers with existing food, beverage, and retail outlets behind airport security• Analyzed and identified immediate market opportunity created by rebanking and network-wide schedule changes implemented by American Airlines at MIA and DFW• Developed an innovative, intuitive customer experience to counteract shrinking consumer spending and generate incremental revenue for airports and concession operators • Authored extensive 200 page business plan articulating the market opportunity, business concept, technical specifications, and financial aspects to serve as a platform in discussions with investors, airports, and concession operators TECHNICAL AND OPERATIONAL KNOWLEDGE• Applied knowledge of SQL database engineering to facilitate data mining and extrapolate revenue-driving relationships between operational variables• Charted the long-term product roadmap to expedite continuous improvement of the customer-facing product by integrating recently-commercialized technologies such as NFC, Apple Pay, and beacons• Wrote code (Apple Swift, PHP, Laravel/AngularJS, and Perl) and assisted in analysis and implementation of third-party APIs and packages, including Amazon Web Services (multiple platforms), Twilio, Stripe, Omnivore, FlightAware, and othersFINANCIAL MANAGEMENT – OPERATING EXPENSE• Solicited seed funding from accredited external investors to fund application development costs• Handled day-to-day bookkeeping, including the preparation of GAAP financials to communicate internally and externally• Leveraged extensive knowledge of Excel to build and revise a multivariate pro-forma financial model to identify KPIs and guide discussions with external stakeholders• Oversaw all compliance responsibilities, including filings with various federal, state, and local tax agencies and preparation of trademark applications with the USPTO

New York, Ny, Us

Commercial Bank Finance & Business Management (CB F&BM): BI report authoring and analysis using QlikView, Qlik Sense, Tableau, MS SSRS, and ad hoc SQL (e.g., Hadoop, MS, Oracle, Teradata) for middle market and corporate banking MNCs—Americas, EMEA, and APAC—with gross revenue between $20 million and $2 billion; preparation of monthly and quarterly decks for presentation to the business unit and finance leadership; special focus on FIG and CRE industry verticals

Dallas-Fort Worth, Texas, Us

FINANCIAL MANAGEMENT – CAPITAL & OPERATING EXPENSE• Lead analyst for the corporate real estate and legal division (“Corporate Affairs”) capital plans comprising $600 million+ in annual facility investment (domestic and international), including bi-annual budgeting, monthly re-forecasting, and strategic long-term planning and prioritization• Performed the monthly close, forecast, and reconciliation FP&A/controller responsibilities covering 220 airports on a monthly basis; generated variance explanations for prior month and ROY activity for presentation to the controller to "tell the story" of the business group• Preparation of comprehensive funding packages, draw down requests, and BOD decks for airport and off-airport construction, IT, and legal capex projects (e.g., LAX LAMP Core and Terminal Redevelopment, LGA Terminal Redevelopment, PHX Terminal Restack, SFO Redevelopment, BOS Collocation and Terminal Redevelopment, EU GDPR, CCPA, and Universal Data Privacy Initiative, and New AA Global Headquarters/Skyview Campus)• Consolidated monthly Divisional Performance Summary package for relevant departmental GL accounts and cost centers for presentation to controller• Authored monthly facilities investment report (“Long-Term Facilities Plan”) cataloging all global current and proposed construction projects• Co-managed the landing fee operating expense budget for the world's largest airline encompassing $800 million+ per annumTECHNICAL AND OPERATIONAL KNOWLEDGE• Conceived, developed, and tested SQL-backed self-service landing fee reporting platform resulting in substantial time savings for 300+ employees• Redesigned the monthly close, forecast, and reconciliation processes to eliminate unnecessary complexity and non-value add tasks; decreased the close period from three working days to less than one• Served as liaison between the corporate real estate, legal, and security business units and the FP&A division to build a brand as a trusted advocate

Gb

Delivered private equity tax compliance and consulting services for one of the world's largest alternative investment firms; developed technology solutions to automate numerous compliance related tasks using SQL; authored carried interest calculations to validate state-by-state allocation and apportionment of income from portfolio companies; prepared ad hoc reports for external LPs; trained and mentored new hires to work effectively within the team.Special focus on VC/PE multi-state corporate and pass-through entity many-tiered investment structures across nearly every industrial vertical (e.g., consumer goods, energy, transportation, banking, entertainment, education) managed through AIVs, funds-of-funds, SPVs, and real estate distressed assets.

Master Of Laws (Ll.M.), Real Property Development

Juris Doctor (J.D.), Cum Laude

Master Of Science (M.S.), Accounting (Taxation)

Bachelor Of Business Administration (B.B.A.), Accounting