Charles Cummings Email and Phone Number

I bring 25+ years of leadership experience in banking spanning strategic planning, credit and loan growth, process improvement, and sales performance with Tompkins State Bank and Wells Fargo. I serve as the President.In my current role, I have executed multiple programs designed to increase overall revenue, net income, and asset size of the bank, which have significantly contributed to $200MM growth since 2005.Before my roles within Tompkins State Bank, I served as Assistant Vice President in Commerical and Business Banking with Wells Fargo Bank, where I successfully grew my portfolio from $6MM to $28MM in 2 years by serving as the primary relationship manager for existing customers and securing new client business.My key areas of expertise include:• Agriculture, C&I and Consumer Credit• Executive Bank Management• Risk Analysis & Mitigation• Process Improvement• Loan Underwriting & Credit Analysis• Asset Liability Management• Human Resources• Sales & Sales ManagementI look forward to connecting with you!