Cutberto Hernandez is a Chief Technology Officer at Twiz. They possess expertise in fha, mortgage lending, real estate, foreclosures, reo and 32 more skills. They is proficient in Spanish. Colleagues describe them as "Look to the 5 Star Testimonials about him on Yelp when deciding on your home loan consultant. http://www.yelp.com/biz/mares-mortgage-san-juan-capistrano to see what the community says about him and his team. "Cutberto is an upstanding and honest individual whom I would recommend to anyone looking for a mortgage. He will treat you with respect and prompt service. Check out their 5 star testimonials on Yelp. http://www.yelp.com/biz/mares-mortgage-san-juan-capistrano. "" and "We found Cutbie through his work with Realtor Reach Out. He was volunteering time to this advocacy group that assists people facing foreclosure. The team of realtors and loan officers educate and assist homeowner through the process of a loan modification at no cost. About six months after we began working with Cutbie at Realtor Reach Out, our lender we were using let us down 10 days before our client's property was supposed to close escrow. We asked Cutbie to take a look at the file knowing that the complexities of our client's multiple businesses would make the loan very difficult. He met our clients and came up with a game plan. He hand delivered documents to the client in Los Angeles and escrow in Pasadena in order to expidite the process. The listing agent was so impressed that Cutbie was able to get an approval in 7 days when our previous national company couldn't get it done in 5 months. Mares Mortgage has been our exclusive lender ever since. I hate writing recommendations because they sound so cheesy but this guy performs in a manner that requires a whole new vocabulary in order to do him justice. His father, Cutberto senior, and his family organization have been servicing the Orange County area for over 35 years. We are also now working on several projects with Cutbie's brother, Christian."