As a member of the U.S. Bank Enterprise Innovation: Digital Assets and Blockchain Practice, I am responsible for exploring and defining how emerging technologies and business models will affect the business of banking in the next five years. I leverage domain expertise in blockchain, cryptocurrency, tokenized assets, stablecoins, and central bank digital currencies to develop business cases for capability development.I participate in the enterprise strategic initiatives associated with blockchain and digital assets and the underlying technology infrastructure and protocols. Day to day management of projects based on analytical research to develop and test value hypotheses, build reference prototypes, and support investment in and exploration of new services (largely prototypes, proofs of concepts).By understanding the emerging ecosystem and related technologies I promote an innovation agenda across the business lines. I work closely with teams across U.S. Bank, including Wealth Management & Investment Services, Payments, Corporate and Commercial Banking, Consumer & Business Banking, Technology and Operations Services and Risk Management organization through consulting, speaking engagements, leading ideation sessions, and creating relevant thought leadership.I communicate with senior management, assisting with evaluating new business opportunities where appropriate and with regulatory agencies. Regularly engage with digital asset platform/service providers such as startups, consultancies, and industry consortia to understand the trends, business value relative to other providers and determine optimal organizations with which the bank may engage. I design and oversee Enterprise training specific to this emerging technology and the potential business implications.

As a part of U.S. Bankcorp’s Risk Management and Compliance Division, Enterprise Financial Crimes Compliance (EFCC) department serves as a central coordinated role in helping to assess the levels and trends of BSA/AML risk, determining the effectiveness of enterprise risk controls, and working with Business Lines on opportunities to mitigate AML risk.As Digital Assets Risk Management Lead, a Second Line of Defense (SLoD) organization, I am specifically responsible for understanding the BSA/AML regulations, laws, and guidance specific to digital asset management processes and develop enterprise-level risk frameworks and requirements for managing the BSA/AML risks associated with digital assets. I lead a team of AML professionals across the EFCC disciplines who partner throughout the SLoD, to gain an end-to-end understanding of digital asset products and services; identify digital asset risks; assess risk management practices.

Manage the Advisory Compliance Oversight Program for the LPL corporate Registered Investment Adviser. Lead a team of compliance analysts to develop and implement strategic compliance programs under the Investment Advisers Act of 1940. Create and execute standard operating procedures to reflect regulatory requirements and mitigate operational risk. Recruit, hire, train, and supervise a high-performing team of compliance professionals. Collaborate with senior leadership to direct high impact projects and resolve complex compliance solutions.

Conducted compliance risk assessments and created testing plans for the corporate registered investment advisor according to the regulations established by the Investment Advisers Act of 1940: Rule 206(4)-7. Identified, reported, and escalated compliance risks, issues, and control enhancements across the firm. Provided comprehensive risk management advice to senior management team on daily procedures and controls.

In this role I provided secondary Compliance oversight to over 250 Offices of Supervision Jurisdictions (OSJ) for LPL Financial. My role required me to know complex investment products; understand federal, state regulations; FINRA and SEC rules; and the policies and procedures of LPL Financial. During the secondary oversight, I applied my product and regulatory knowledge while partnering with the field OSJs to train and share best practices. With the objective to mitigate operational risk and regulatory concerns by encouraging a consistent supervision model among LPL’s field OSJs.

Verified investment compliance with brokerage policies and FINRA Rule 407. Cultivated a culture of compliance across the organization. Networked across cross-functional teams and shared personal knowledge through training and mentorship.

Developed and fostered relationships with high net-worth clients to drive investment sales. Established repeatable, sustainable operations processes for client prospecting, conducting meetings, and executing sales. Trained Client Managers to utilize the CMP to expand market share and document suitability. Managed a portfolio of investments for 308 households with $165M in total assets; added $37M in new assets. Exceeded sales goals by 120% in 2008; ranked in the top 25% of the company’s Client Managers.

I managed portfolios for 360 high net-worth clients, with a practice value of $285 million, generating an average of $233K in portfolio revenue annually. Networked with independent financial advisory firms to meet client needs and increase revenue.