Life continues to be more financially complex, grey with opposing opinions, fast discussions, and quick general answers.  My philosophy is simple; to conservatively guide clients through unknown market cycles, and help them achieve their life goals.  Easier said than done, because a goal without a plan is nothing more than a wish.  Every day I work to provide a planning process mentality, cultivated by nearly 20 years of experience working with high net worth families. When I choose to accept a family into my practice, I do so expecting to lead them through multi-generations of success.  I believe my clients consider me a source of strength, and rely on me as a sounding board for all business and family financial decisions.  This extraordinary level of trust is my greatest accomplishment at Merrill Lynch Wealth Management.  I'm grateful for all the wonderful families who consider me their advisor, and look forward to the responsibility of serving you and your family.D. Brooks Emerson