D. Jarod Dutton Email & Phone Number

Tupelo, Ms, Us

Bowie, Texas, Us

Spearhead the entire loan origination process for land, construction lending, purchase, and refinancing. Exhibit diversity in managing cash-out on investments from commercial and residential properties. Make critical decisions and minimize risk while evaluating applications for lines of credit, equipment financing, and business loans, among others. Demonstrate finely-tuned analytical skills while assessing proposals for credit, income, and property loan applications. Successfully directed multi-million dollar transactions due to industry and financial acumen. Create an environment of prosperous business development by ensuring teams receive a comprehensive education on bank products and services that align them to form value-based customer proposals. Execute in-depth applicant interviews to gather specific information to accompany loan applications. Perform pre-qualification assessments to identify clients' financial condition and potential risk. Maintain efficiency and compliance while coordinating approved loans processes. Closed on more than $35M+ in loans since date of employment.

Scottsdale, Az, Us

Supported rapid revenue growth and new business acquisition through notable lead generation from referrals and trusted sources. Headed the loan origination processes throughout their full lifecycles. Expanded company awareness by overseeing cutting-edge marketing for company products and services using key brand messaging. Provided access to approved clients for mortgage loans covering all lending in accordance with FNMA, including Freddie Mac products. Consistently updated business plans by monitoring P&L, KPIs, sales growth, and forecasts. Exponentially increased company profitability by managing the development and lucrative launch of a new branch including all operational frameworks, budgeting, staffing, and financial structuring.

Durant, Oklahoma, Us

As a Vice President & Branch Manager, held responsibility for supporting the administration and efficient daily operation of a full service branch office, including operations, lending, product sales, customer service, and security and safety in accordance with the Bank's objectives. Developed new deposit and loan business; provides a superior level of customer relations and promotes the sales and service culture through coaching, guidance and staff motivation. Achieved individual and branch sales goals through new business sales, referrals and retention of account relationships. In his role, he provides leadership, training and supervision; and delegates day to day operations to the branch personnel. Active participant in community affairs to increase the Bank's visibility and to enhance new and existing business opportunities.

As a Loan Officer had responsibility for evaluating, authorizing, or recommending approval of commercial, real estate or credit loans. Advised borrowers on financial status and methods of payments; including mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters. Key responsibilies included:• Evaluate loan applications and documentation by confirming credit worthiness• Improve loan applications and documentation by informing applicant of additional requirements• Rejects loans by explaining deficiencies to applicants• Approves loans by issuing checks or forwarding applications to loan committee• Complete loan contracts by explaining provisions to applicant, obtaining signatures and notarizations, and collecting fees• Help customers by answering questions; responding to requests• Maintain customer confidence by keeping loan information confidential• Update job knowledge by participating in educational opportunities, maintaining personal networks, and participating in professional organizations• Accomplishes bank mission by completing related results as needed

Manage daily operations of branch, market and originate loans, oversee the loan process from origination to close.

Coordinate loan process with originating loan officers. Gathered, calculated, reviewed and audited clients credit, income, assets, and property to see loan approved and then moved to closing. Handled 30 plus units a month.

Graduate Certification, Banking And Financial Support Services

Completion, Banking And Financial Support Services

Bachelor Of Science - Bs, Business Administration