Setting up and development of a function; overseeing a team of international compliance officers to deliver services to a range of clients. Oversight of risks surrounding operations and compliance, and development of a suite of policies and relevant reporting.Overseeing and delivering assurance activities across the second and third line, including development of an audit methodology, and oversight of audits and compliance monitoring activities.Developing compliance frameworks for clients and monitoring operational effectiveness and compliance.Partnering with the business to build a culture of risk and compliance, developing and delivering training and ensuring continual improvement of the function.Oversight of compliance monitoring and audit activities to provide assurance across a range of risks and regulations.

Leading provider of banking and payments technologies to global financial institutions and businesses and the largest third-party for mobile banking solutions in the US. David joined Monetise to provide internal audit and compliance recommendations related to partnerships such as HSBC and The Co-operative Bank and to develop and manage mobile money technology, covering three product areas: Bank Anywhere, Pay Anyone and Buy Anything. Notable projects included structuring the compliance framework for a pioneering white label customer loyalty solution, integrating the deals and offers inventory from the newly acquired Markco Media portfolio (Last Second Tickets, MyVoucherCodes) into a time sensitive geo-location Mobile solution within retail banking apps, including MasterCard and VISA’s mobile wallet and digital payment platforms.

A cross-industry funded group to develop banking equivalent payment infrastructure utilising the mobile phone bill as an alternative to traditional banking payments. Directing the structuring of new industry standards and compliance framework that blended a complex mix of different regulators, including meeting limitation imposed by financial services regulations (FCA, PSD) and then overlaying telecoms (Ofcom, PSA), and data management (ICO) specific regulations, in addition to product specific regulations (Charity Commission, Gambling Commission, BCAP). Chairing interoperability discussions between the UK Mobile Networks, and stakeholders and interaction with the various regulatory agencies. Notable projects included:• Gaining Ofcom sign off for mobile phone billed voting on x-Factor and Strictly• Charity Commission sign off direct to bill charitable donation infrastructure• Securing an EU Commission change to clauses of the Payment Services Directive (working directly with EU Commission and UK Treasury) to allow for phone billed ticketing• Gaining Gambling Commission approval for KYC arrangements for phone bill fund transfersInvestors Included: Vodafone, EE, O2, Three, Boku, Netsize, ImpulsePay, IMI, OpenMarket, ITV, BBC, Children in Need, Comic Relief and Ladbrokes

During a turbulent period for financial services, the role provided analysis and impact assessment to support the policy formation process, which ultimately led to the Banking Act receiving Royal assent in February 2009. This included scoping work and recommendations on the adequacy of bank liquidity and provisions to wind down banks whilst still balance sheet solvent, and considerations of the appropriate scope of nationalisation. In addition, a number of recommendations were put forward to protect consumers from being misled and ensure their fair treatment, which was then housed in the newly issued Banking: Conduct of Business Sourcebook (BCOBS).

Representative for Woodley (Coronation): 2002-2004Representative for Sonning and North Woodley: 2004-2007Corporate Finance Team (£150m revenue budget & investment portfolio management £1.1b): 2002-2004 Social Services Policy Team (handling council housing, children in care and vulnerable adults strategy): 2002- 2004Licensing and Appeals Panel (Trading Standards operations and enforcement strategy): 2002-2007 Transport & Highway Policy Team (oversight of all Wokingham Borough road network): 2002-2007 Conservative Chief Whip (enforcer of standing orders, group discipline and PR): 2004-2006Overview and Scrutiny Panel (Review of called-in Corporate Policy Decisions): 2004-2007 Chairman of Appeal Hearings for Taxi and Liquor Licences: 2005-2007

Working on several medium-term projects for a range of clients to develop holistic compliance and risk management strategies for e-commerce, including Payment platform integration, KYC, and secure data handling processes. This also included a large data analysis project for a UK political party to map behavioral and demographic data to the UK electoral roll to predict voting intentions in its target seats.Clients Including: SSH Security, e-Aladdin, Sourcefire, Borland, Entuity, Anritsu, Trend-Micro, Vodafone, T-Mobile, Kodak and Cisco

At Oracle David received commendation for his strong market insights and the quality of reporting, which was used at Board level and informing the development roadmap. Providing analysis of Oracle9i Database, 11i E-Business Suite and particularly its financial module to ensure suitability to meet new FSA (FCA) financial regulations and UK data processing standards

Worked on a fixed contract with the Marketing and Communications Department of the Diageo Group, promoting their brand portfolio. Assisting with the rollout of the famous Budweiser 'Wuzzzap' advertising campaign and a number of promotional campaigns for Guinness, Harp, Smithwicks Ale, Budweiser and Cashel Cider, to the liquor ‘on-trade’.