Daisy Thomas Email & Phone Number

Remote Ny

• Assisted with Quarterly ACL process items such as Imprecision and Terminal Value• Assisted with Model Monitoring for Quarterly Process• Further developed a Quantitative Reserve Estimate Calculator • Conducted analysis of Additional Segmentation for CECL process• Conducted TDR Analysis to determine most efficient process methodology

The Business Leadership Program (BLP) is a two-year, three-rotation leadership development program aimed at building domain as well as company and industry expertise. BLP incorporates real world experience with cross-functional, customer and community service experiences that not only develop you as a leader, but as a person. Credit & Capital Management BLPs rotate through three main pillars for their rotations: Credit Strategy, Portfolio Management, and Data & Analytics. Through these roles, Credit BLPs build skills in Credit Underwriting, Acquisition & Fraud Strategy, and Business & Data Analytics while interacting with senior leaders.

Remote Ca

• Responded to ad hoc requests from upper management, provided a deep dive into strategies and performance• Generated slides highlighting key credit metrics and presented findings in monthly Client meetings• Developed cross-functional relationships with various teams• Impacted Portfolio through improved credit decisioning and analytics • Developed Weekly Life Cycle Reporting to monitor COVID-19 trends and impacts of the Q2 2020 credit actions across the different portfolios• Conducted analytics and partnered cross-functionally to get 3 new Commercial transactional fraud strategies implemented, resulting in 50,000 less referrals, $20MM incremental good sales, and $2.5MM less fraud annually

Chicago, Illinois, United States

• Created, implemented, and monitored credit acquisition strategies that were loss neutral and developed good balance growth• Leveraged data and advanced analytics tools, including SAS, Excel, and Tableau to proactively manage a balance of risk and growth• Developed Monthly Acquisition metric reporting for Co-Brand Clients• Designed, performed, and implemented 3 champion/challenger strategies using a new internal risk score• Fostered relationships with Portfolio Credit Managers and GMs to ensure both clients’ and business needs were met

Queens, Ny

• Maintain health and safety of residents, report violations and file paperwork for all students • Build community by hosting and planning programs/events for residents • Work closely with Resident Director and oversee fellow resident assistants

Stamford, Ct

• Assisted Account Management and Fraud Strategies Teams in mitigating fraud by reviewing strategies • Recommended Strategy changes to assist with Real Time Alerts project to implement a faster notification to customer regarding potential fraudulent transactions • Made necessary foreign strategy changes for compliance with OCC• Utilized Tableau, Databases, and Excel

Forest Hills, Ny

• Organized and prepared for large-scale award events • Kept record of data and maintained several excel sheets

Atwater, Ca

• Provided hands-on customer service experience by assisting customers during check out and return processes • Processed different payment forms: cash, credit cards or food subsidies • Assisted customers in applying for store debit and credit cards as well as store savings program

Gustine, Ca

• Prepared and served food, cleaned dishes, organized food shelves, and processed bulk supply orders

B.S. Finance

Activities and Societies: President's Society, Senior Resident Assistant, Student Government- Peter J. Tobin College of Business Senior.

High School, General Education

Activities and Societies: Gustine FFA- President, Student Government- Class Vice President, Bon Appetite- President, California.