UPDATE: After 33 years as a Registered Investment Advisor, Financial Planner, and Life Insurance & Annuity Advisor, I became increasingly enthusiastic about the brave new world that CRYPTOS are trail-blazing! I made my first personal investment in Cryptos in December, 2020, and the rest, as-they-say, is history! I became so excited at the incredible opportunities in Crypto Investing that I decided to focus 100% of my energy on learning as much as I could, as quickly as I could, so I could eventually present Crypto Investments to my loyal client base I had built over 33 years in my past "traditional" investments world. As-of August, 2022 I began to counsel a small select few clients & helped them invest in cryptos, with the caveat that they still needed to have significant net worth and holdings in traditional investments, and that the new exciting crypto opportunities would represent no more that 5% to 10% of their total invested dollars. That was the beginning of my almost 24/7 total immersion in the world of cryptos. This update is effective12/28/23, and all I can say is WOW!--- what an amazing journey so far. I have since created my own Crypto Advisory firm; Crypto Advisors Network, LLC, and while I still support my already-established client base' needs regarding their traditional investments, I have purposely exited the world of deriving my income from traditional investments fee or commission-based advisory services, all so I can focus on developing Crypto-based client relationships starting on January 1st, 2024..... My previous profile (immediately below) is still relevant as far as my vast real-world, business and investment experience is concerned, and still is my philosophical approach to helping people invest in crypto; namely, only after they have addressed risk management, and accumulated basic "core investment holdings", with an eye on taxation and liquidity factors driven by their own individual circumstances.Over 36 Years serving small business owners financial planning needsBecause I have owned 5 businesses myself over the past 48 years, I believe I have a unique perspective---different from most financial advisors. I see things through the eyes of a business owner. I routinely help business owners with: Buy-Sell Planning, Succession Planning, Family-owned Business Transfer, EXIT Planning in general, including "how to Value & Package your business for sale". Specialties: 401(k) & Profit Sharing Plan Design & ImplementationBuy-Sell PlanningBusiness Valuation & Packaging for SaleRetirement INCOME PlanningAsset Allocation Modeling