Goal-oriented and client-focused financial advisor with a passion for building meaningful relationships and helping clients achieve their financial goals. Detail-oriented and critical thinker with a strong understanding of cash management, credit, investment, and wealth protection. Certified professional with more than five years of experience in achieving sales results and working with clients. Committed to living and promoting the values of trust, teamwork, and accountability.
Able Advisors And Accounting Ltd.
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Able Advisors And Accounting Ltd.Surrey, Bc, Ca
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Financial OfficerPromarsan Cia Ltda Jan 2019 - Feb 2023Manta, Manabí, Ecuador• Managed a sales volume of USD $2 million, ensuring compliance with tax (Internal Revenue Service) and corporate obligations (Superintendency of Companies) while effectively controlling budgets and analyzing variations.• Accurately estimated unit costs of manufacturing canned tuna and sardines, and analyzed key financial indicators such as debt, profitability, liquidity, and inventory turnover to optimize financial performance.• Developed cash flow projections and successfully stabilized cash flow variations through the implementation of payment policies aligned with the business cycle.• Implemented tax strategies to legally reduce tax payments, including the successful application of expense deductibility leading to decreased income tax payments.• Improved financial indicators using the DuPont analysis and contributed to the successful implementation of an integrated financial, accounting, and tax software system.• Secured $700,000 in funding by presenting projected financial statements (Income Statement, Cash Flow, Balance Sheet) for five years, leading to enhanced financial stability and growth opportunities for the company.
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Financial OfficerFloserpesca S.A. Dec 2017 - Jan 2019Manta, Manabí, Ecuador• Analyzed financial ratios and determined operational funding needs to optimize company performance and support strategic decision-making.• Projected financial statements for accurate planning, while ensuring the lowest possible financing costs by negotiating with banks.• Effectively presented the company's financial and economic position to secure credit facilities and support business growth.• Controlled business liquidity by managing accounts receivable and payable, maintaining cash flow stability and meeting operational requirements.• Actively sought and secured cost-effective financing options from banks to meet ongoing financial needs and support company objectives.• Controlled business liquidity through proper management of accounts receivable and payable, maintaining cash flow stability, and meeting operational requirements.
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Financial OfficerOceanfish S.A. Jun 2015 - Dec 2017Manta, Manabí, Ecuador• Successfully managed a sales volume of USD $45 million, leading a team of 20 finance professionals to plan, coordinate, and control policies and procedures aimed at maximizing and optimizing economic and financial resources.• Developed and presented financial strategy to management, ensuring compliance with financial, accounting, tax, and labor regulations, while restructuring liabilities through the analysis of appropriate securities products.• Secured financial resources from the stock market by effectively presenting the company, minimizing costs in comparison to traditional bank loans, and restructured debts with banks.• Identified unit costs in shrimp packaging process, enabling confident negotiations with clients and contributing to a 2.7% increase in the company's year-over-year net profitability.• Improved cash flow management by reducing the average collection period from 43 to 32 days and increasing the average payment period from 60 to 90 days through renegotiation of collateral with suppliers.
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Credit AnalystBanco Del Estado Jan 2013 - Jun 2015Santiago Metropolitan Region, Chile• Successfully managed client portfolio and reduced credit risk from 14% to 4% by effectively evaluating micro-enterprise project loans based on the type of business and implementing financial normalization products for debt recovery.• Designed targeted commercial strategies to offer banking financial products, resulting in a significant 10% reduction in client attrition rate from the previous 20%.• Analyzed and assessed target markets to report credit feasibility, leading to a substantial 20% increase in the balance of granted credits
Daniel Miranda Education Details
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7,2 / 10,00
Frequently Asked Questions about Daniel Miranda
What company does Daniel Miranda work for?
Daniel Miranda works for Able Advisors And Accounting Ltd.
What is Daniel Miranda's role at the current company?
Daniel Miranda's current role is Goal-oriented and client-focused financial services representative with a passion for building meaningful relationships and helping clients achieve their financial goals. Detail oriented and critical thinker..
What schools did Daniel Miranda attend?
Daniel Miranda attended Escuela Superior Politécnica Del Litoral, Acca, Tecnológico De Monterrey.
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