Daniel Miranda Email & Phone Number

Surrey, BC, CA

Manta, Manabí, Ecuador

• Managed a sales volume of USD $2 million, ensuring compliance with tax (Internal Revenue Service) and corporate obligations (Superintendency of Companies) while effectively controlling budgets and analyzing variations.
• Accurately estimated unit costs of manufacturing canned tuna and sardines, and analyzed key financial indicators such as debt, profitability, liquidity, and inventory turnover to optimize financial performance.
• Developed cash flow projections and successfully stabilized cash flow variations through the implementation of payment policies aligned with the business cycle.
• Implemented tax strategies to legally reduce tax payments, including the successful application of expense deductibility leading to decreased income tax payments.
• Improved financial indicators using the DuPont analysis and contributed to the successful implementation of an integrated financial, accounting, and tax software system.
• Secured $700,000 in funding by presenting projected financial statements (Income Statement, Cash Flow, Balance Sheet) for five years, leading to enhanced financial stability and growth opportunities for the company.

Manta, Manabí, Ecuador

• Analyzed financial ratios and determined operational funding needs to optimize company performance and support strategic decision-making.
• Projected financial statements for accurate planning, while ensuring the lowest possible financing costs by negotiating with banks.
• Effectively presented the company's financial and economic position to secure credit facilities and support business growth.
• Controlled business liquidity by managing accounts receivable and payable, maintaining cash flow stability and meeting operational requirements.
• Actively sought and secured cost-effective financing options from banks to meet ongoing financial needs and support company objectives.
• Controlled business liquidity through proper management of accounts receivable and payable, maintaining cash flow stability, and meeting operational requirements.

Manta, Manabí, Ecuador

• Successfully managed a sales volume of USD $45 million, leading a team of 20 finance professionals to plan, coordinate, and control policies and procedures aimed at maximizing and optimizing economic and financial.
• Developed and presented financial strategy to management, ensuring compliance with financial, accounting, tax, and labor regulations, while restructuring liabilities through the analysis of appropriate securities.
• Secured financial resources from the stock market by effectively presenting the company, minimizing costs in comparison to traditional bank loans, and restructured debts with banks.
• Identified unit costs in shrimp packaging process, enabling confident negotiations with clients and contributing to a 2.7% increase in the company's year-over-year net profitability.
• Improved cash flow management by reducing the average collection period from 43 to 32 days and increasing the average payment period from 60 to 90 days through renegotiation of collateral with suppliers.

Santiago Metropolitan Region, Chile

• Successfully managed client portfolio and reduced credit risk from 14% to 4% by effectively evaluating micro-enterprise project loans based on the type of business and implementing financial normalization products for.
• Designed targeted commercial strategies to offer banking financial products, resulting in a significant 10% reduction in client attrition rate from the previous 20%.
• Analyzed and assessed target markets to report credit feasibility, leading to a substantial 20% increase in the balance of granted credits

Economist Specialized In Finance, Finance And Financial Management Services, 7,2 / 10,00

Certificate In International Financial Reporting (Ifrs), Accounting And Finance, Certification

Posgraduate Diploma, Financial Planning And Services, 8/10