Dan Appelbaum Email & Phone Number

366 South Kirkwood Road St. Louis, Mo 63122

• Manage all aspects of loan origination including meeting with potential clients, mortgage evaluation, loan application, document collection, program placement and loan approval, loan commitment and closing. • Marketing of Great Southern Bank mortgage products through developing relationships with referral partners such as Real Estate Agents, Title Agents, Financial Advisors, Insurance Professionals, Custom Home Builders, and others.• Developed and implemented training programs and solutions for branch employees in St. Louis Market• Member of “Community Matters” St. Louis Team with a mandate to encourage local participation in community events and initiatives that align with the Great Southern Bank Community Matters goals.• Developed and authored Mortgage Newsletter distributed monthly to 105 retail branches across 5 states• Internal training certifications for FHA, VA, USDA, and MHDC loan programs as well as Portfolio Construction product and specialized Portfolio products

• Manage all aspects of loan origination including meeting with potential clients, mortgage evaluation, loan application, document collection, program placement and loan approval, loan commitment and closing.• Marketing of M&I Bank mortgage products through developing relationships with referral partners such as Real Estate Agents, Title Agents, Financial Advisors, Insurance Professionals, Custom Home Builders, and others.• Development of internal referral sources through relationship building with Commercial Lenders, Wealth Management, Business Bankers, Preferred and Private Banking, Personal Bankers, and Customer Service Representatives.• Independent marketing efforts through local newspapers and Parish Bulletin.• Team Leader, Green Lending Initiative• Committee Member, USGBC Advocacy Committee• Member, M&I Pro-Cess – internal professional development group• Internal certifications for FHA, VA, Reverse Mortgage, and Construction Lending origination

Festus, Jefferson County Missouri

• Responsible for sales of manufactured, modular, and custom homes in the Jefferson County area as well as surrounding Counties. • Established and maintained Retail Sales Outlet with 10 units and over 1 million in retail inventory• Managed day to day cost of operations, budgeting, sales projections and goals, and positioning in market place• Supervised all aspects of loan origination for retail customers from taking loan applications, obtaining approvals, collecting underwriting stipulations, and scheduling closings• Interfaced with processors, underwriters, and account executives during loan process• Participated in advertising creation and placement in local publications• Established and maintained vendor relationships • Managed construction projects from raw ground status to fully improved property with home, utilities, and all construction improvements completed• Identified properties for development and placement of speculative units for future sale