My role as a relationship manager allows me to address clients needs through retail and commercial lending products offered by Scotia Dealer Finance. By having comprehensive product knowledge, I am able to assess and identify opportunities where Scotiabank products are an ideal solution for each and every client or prospective client.

EditClick to add a video, image, document, presentation...Select from a list of optionsRe-orderIdentify and develop new business opportunities for financing and consulting with focus on acquisition *Develop and implement a customer relationship retention/growing strategy to build a long-term profitable loan portfolio with existing clients while providing a high level of customer service *Manage a portfolio mix of borrowing and non-borrowing companies ensuring effective relationship management *Develop and execute an individual marketing plan ensuring alignment with branch strategy and portfolio objectives while meeting financial objectives related to the forecasted loss rate, profitability, revenue growth and retention of clients *Use sound credit judgment to ensure high-quality loan proposals that represent acceptable risk levels and are in line with established standards and within the parameters of accepted credit practices and BDC policies and procedures *Analyze, negotiate and prepare high-quality loan proposals by applying thorough credit analysis, due diligence and sound account management practices *Keep abreast of local business opportunities by maintaining an active profile in the business community through participation in associations such as Chambers of Commerce, Boards of Trade, etc. *Keep abreast of changes to policies, procedures and processes *Demonstrated strength in business development and customer relationship management skills *Sound credit judgment coupled with a strong understanding of credit policies and practices *Ability to identify business opportunities for entrepreneurs who will benefit from the unique range of BDC services (financing and consulting) *Thorough knowledge of Bank products, services, policies and procedures *Excellent negotiation skills with a focus on results

Maintain and provide growth to a mortgage portfolio. Providing value added solutions and offerings for a variety of CIBC owned mortgage lenders.

Provide sound financial guidance with regards to client leasing and financing options. The sales of aftermarket warranties, Life Insurance and Disability along with protective coatings. Complete all website updates and manage the digital used car inventory.