Dan Rubenstein Email & Phone Number

Fairfield, Ct, Us

Manhattan, New York, United States

Structured Finance Ratings Team

Danbury, Connecticut

Norwalk, Connecticut

Stamford, Ct

• Expertise in analyzing financial statements and industries.• Modeling of pro forma debt service coverage and other financial modeling• Expertise in loan structuring, legal and documentation issues, credit policies and procedures• Underwriting and structuring of new credit facilities renewals/modifications of existing credit facilities.• Preparation of waivers, modifications, and forbearance agreements.• Monitor portfolio of over 80 commercial relationships for covenant compliance.• Prepare compliance and management reports and assist with OCC and internal audits.• Evaluate and report on troubled credits

Norwalk Ct

• Research potential sellers of lease and loan portfolios through the analysis of lenders’ financial data.• Valuate sellers’ portfolio collateral and project collateral depreciation.• Perform lease level credit analysis for target portfolios. Includes analysis of commercial guarantor financials, personal guarantor credit reports, personal financial statements.• Perform front-end portfolio due diligence, including analysis of lease structure, payment history, UCC, title-work, and insurance.• Assist with portfolio pricing. • Travel to sellers’ location for further diligence, original file review, and closing documentation support.• Report to lenders; respond to lender inquiries & audits.

Norwalk, Ct

• Prepare internal cash flow and liquidity projections for Treasury and Capital Markets departments• Gauge daily funding needs; analyze borrowing and advance rates to determine source of funding; execute borrowings.• Cash and liquidity management with Treasury and Capital Markets departments• Data modeling using Excel and Crystal Reports• Maintain compliance with lender covenants

Mba, Specializations In Finance And Banking

I received an MBA

Ba, Philosophy

Awesome liberal arts college in Northfield, MN.