Dana Klein Email & Phone Number

San Francisco, California, Us

Partners with commercial business leaders to drive improved portfolio credit quality through increased credit automation capabilities, productivity benefits, and loss avoidance. Provides strategic direction to the Model Implementation & Decision Support Team of 30 data scientists, data and technology architects, and analysts within the Risk Modeling Group - Wells Fargo Corporate Risk. Leads development, execution and ongoing optimization of Credit Decisioning Strategies for four commercial lending lines of business with combined receivables of $80B+, leveraging quantitative-based analytics and advanced technical solutions. Oversees implementation and production of data infrastructure, credit scoring and data anomaly detection/ML models, robust controls for critical underwriting and risk management purposes, and ensures full compliance with Model Risk Management policies and procedures. Partners extensively with model governance and internal compliance/audit stakeholders. Maintains close day-to-day collaboration with Modeling and Technology Teams to ensure robust design and execution of Decision Technologies data and controls, Third Party Provider (TPP) data integrity, and large portfolio/systems integrations. Establishes first-class regression testing capabilities.

Norwalk, Ct, Us

Established and managed the initial credit decision strategies and decision engine logic for a $14B Inventory Finance business, achieving a 48% decision rate within 2 years. Conducted risk analytics to optimize and monitor performance of strategies and presented data-driven recommendations to senior credit leadership for ongoing strategic enhancements. Implemented credit scoring and Loss Given Default (LGD) models for use in credit underwriting and portfolio management. Provided subject matter expertise for PD, LGD, and EAD estimations. Conducted statistical validation of risk drivers of default and loss and managed executive-level risk management dashboards.

Norwalk, Ct, Us

Led portfolio analytics, model development and model monitoring initiatives for a $15.5B Inventory Finance and Factoring portfolio, reporting to the chief risk officer. Developed and performed ongoing validation of empirically derived economic and performance drivers of credit risk for portfolio management and ratings coverage. Provided recommendations to senior leadership on credit scoring strategies, risk drivers, and areas of increased portfolio risk. Designed, owned and maintained the Default Database for model validation and calibration of default probabilities and LGD.

Norwalk, Ct, Us

Validated credit scoring models and developed decision strategies for a $15B commercial inventory finance portfolio and $800M consumer private label credit card and installment loan portfolio. Conducted statistical analysis and developed revenue and loss forecasts on cross-functional Corporate Risk, Sales, Marketing and Operations projects. Managed relationships and negotiations with commercial and consumer data suppliers; negotiated and finalized contractual savings of ~$1MM with the company’s primary commercial data supplier. Served as lead statistician for the new Dealer Solutions business unit concept, named an Imagination Breakthrough by the GE CEO in 2006. Developed initial product strike zones and benchmarking for delivery of full suite of GE Capital services to dealers and vendors in the consumer durables sector. Profitable launch with first-year volumes of $350MM.

Salt Lake City, Utah, Us

Developed Cox Proportional Hazard models supporting breast and colon cancer research and clinical trials funded by the National Institute of Health. Conducted modeling and analytics as needed in support of the department's Biostatistician & Epidemiologist. Maintained the Utah Population Database and the clinical trials research database for the Institute’s breast and colon cancer clinics.

Master'S Degree, Statistics, Mathematics

Bachelor’S Degree, Applied Mathematics

Biomedical/Medical Engineering