Seasoned consumer finance professional with broad expertise in risk, credit strategy, data science, data analytics, underwriting, finance, and operations.Proven track record of scaling consumer lending businesses while achieving profitable growth.• Domain expertise in secured/unsecured installment loans and lease products; managing prime, below prime, and subprime customer portfolios• Led analytical projects developing effective and robust credit risk strategies while also supporting product expansion and origination growth• Track record of harnessing decision science and data-driven solutions to achieve profitable growth while reducing credit risk and fraud• Well versed with machine learning algorithms and optimizations