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A 2012 startup, Partners For Achievement provides comprehensive college planning and career readiness services for students and their families. PFA serves clients in Chicago and the Midwest with industry expertise, proprietary technology tools and insightful best practices.Responsible, as a key executive in the firm, for directing Operations, Sales, Financial Analysis and Investor Relations. Provide a broad view of issues and opportunities, developing operational policies and procedures to facilitate PFA growth. Create strategic marketing initiatives and maximize new sales revenue. Work directly with families to help students position themselves to be as attractive as possible to their schools of interest. Help students and parents understand the cost of college and the budget considerations they will face upon graduation. Provide financial guidance to the firm and directly interface with key investors.Key Accomplishments:♦ Executive leader in growing revenue for this startup by a factor of 7.5x from $200,000 to $1,500.000.♦ Currently expanding the firm at a 40% annual growth rate with a staff of 21.♦ Recruited to this position, initially as a consultant, and then further recruited as an indispensable full-time asset. ♦ Successfully created the firm's operating structure, developed key tools and instilled critical disciplines.♦ Positioned the firm for national expansion.

Allegiance was a boutique mortgage brokerage company, providing a variety of purchase, refinance and commercial loans.Responsible to lead operations and mortgage originations for the firm. Strategically approached a variety of target markets. Utilized a network of lenders and institutions to obtain loans that fit the needs and qualifications of mortgagors. Negotiated with lenders to secure terms and options for each client.Key Accomplishments:♦ Brought 300 clients from my previously owned mortgage company to this firm.♦ Became a co-owner of the firm, which was an offshoot of Allegiance Insurance Services. ♦ Led the firm to profitability and survived during the worst financial recession in 70 years.

Owned and operated this restaurant and entertainment venue, providing casual dining with new American cuisine and featuring original live music concerts from rock and blues, to folk and jazz. Accommodated up to 350 people.Responsible as owner to lead all operations of this restaurant, which excelled in first class service. Rehabbed an historic building and designed the interior layout. Developed a unique menu and created compelling marketing collateral. Managed the hiring and supervision of all staff. Directed talent acquisition and operations for entertainment. Co-purpose of the restaurant was to contribute positively to the Lemont community. Hosted fund-raisers for the Juvenile Diabetes Research Foundation, autism awareness, Northwest Regional Spinal Cord Institute, Michael Becker Foundation and St. Baldrick’s Day for childhood cancer treatment and research.Key Accomplishments:♦ Recognized by Lemont Chamber of Commerce as Business of the Year in 2010.♦ Successfully employed and directed a staff of over 30 employees, serving up to 350people.♦ Achieved profitability within the 1st year.♦ Concurrently ran this restaurant, operating 15 hours a day, 6 days a week, while leading Allegiance Financial Services (above).

• Led planning, finance, and contractor relations for development company.• Successfully completed multiple projects including luxury residential and historic commercial properties

Prosperity Mortgage was my firm by which we provided mortgage origination services to clientele - particularly for luxury homes.Responsible for all aspects of this business, including marketing, customer acquisition, financial management and performance of services. Utilized a network of lenders and institutions to obtain loans that fit the needs and qualifications of mortgagors. Negotiated with lenders to secure terms and options for each client.Key Accomplishments:♦ Grew business to over $1 million in revenue within 4 years.♦ Successfully acquired over 300 clients.♦ Led, developed and mentored at eam of 10+ employees.♦ One of the 1st mortgage companies to strategically offer one-cost quotes, to simplify the mortgage process. ♦ Promoted a policy of utmost integrity-rebated any cost overages, which was quite rare in the industry.

Heartland was a mortgage banking firm providing home loans and home equity lines for home buyers and owners.Responsible for co-founding and being a key leader for the Mortgage Banking business unit. Successfully led underwriting, despite little previous experience in the role. Hired, developed and mentored staff. Created new systems, utilizing 3rd party vendors to streamline operations.Key Accomplishments:♦ Company was recognized as an INC 500 Fastest Growing Private Company, for 2 years in a row. ♦ Co-founded Heartland's Mortgage Banking Business Unit.♦ Key executive leading our division to double the overall company's profit.♦ Grew the unit from 10 employees to over 30 employees within 2 years.

With $5.05 billion in revenue, Household International was a Fortune 500 firm and the holding company for Household Finance Corporation (HFC) and Household Credit Services (credit cards). HFC was founded in 1878 was the first financial company to develop monthly installment plan loans. With 500+ U.S. offices, HFC was the industry's largest provider of home equity credit lines and also provided unsecured credit lines and closed-end loans.Responsible for concurrently directing operations of 3 nationwide departments to promote & facilitate sales of the firm's products. Created a major new financial product for the company and led all efforts for its success. Instituted ethics as a formal part of the transactional process for reverse mortgages. Led, developed and mentored multiple teams. Directed marketing & service initiatives.Key Accomplishments:♦ Created the Ever-Yours Home Equity Reverse Mortgage for seniors - 1st of its kind in the industry, offering a line of credit.♦ Instituted an Ethics Pledge, signed by Agent & Customer at the time of transaction. Pledge chosen by AARP as an industry standard.♦ Led,developed and mentored 15 advanced staff as the VP of Sales-Reverse Mortgages.♦ Led, developed and mentored 10 advanced staff as the VP - Sales Coordinator.♦ Led, developed and mentored 3 managers and 20 staff members as the VP of Telesales.