Head of Product building embedded financial services for small business merchants on vertical SaaS and payments platforms- Grew core lending product 2X across partners' installed merchant base- Built out product management and design team responsible for onboarding/growing partner platforms, expanding merchant coverage and take rate, and supporting financial services operations capabilities- Products for Partner Onboarding and Growth: simplifed and expanded partner platform solutions cover wide segment from tech native SaaS startups to enterprise payments/accounting platforms- Financial Services Products: meet merchant's financial services needs with revenue based financing, installment loans, instant payouts, money movement accounts- Products for Financial Services Operations: expand capabilities and sophistication across onboarding and servicing workflow platform with dozens of product partnerships

CNote is on a journey to reconnect us to the money we work so hard for. Our first product, CNote Savings, helps celebrate good savers by earning them 2.5% -- that's 40x more than a traditional savings account. We do this by working with a government-backed program, CDFI, to create what we rarely hear about in finance -- A Win-Win. Good savers not only save faster with CNote, but they also sleep well knowing that their dollars in motion are supporting women and minority-led companies.

Led Clover Capital to provide personalized embedded financing for 1.5 million merchants from over 5,000 network financial institutions.- Clover Capital: grew core product originations 2X ($XXX million annually) across multiple distribution channels while maintaining portfolio performance- New growth strategy for Prime merchant segment through product partnerships to create enclosed market place with additional loan types and increased loan size- New product strategy with community financial institutions to enable co-branded offerings: ZiFi Capital and Ponce Capital

Pro bono product manager building technology to assist government agencies and nonprofits during COVID response- Grant Identification Tool for municipal gov to identify, organize, and apply for federal funding- Small Business Economic Stability

Opportunity Fund provides financing and financial services to underbanked entrepreneurs through a high-tech and high-touch, relationship-based model.Member of Leadership Core teamLending and Technology Products - Drive product strategy across micro/small business lending and commercial vehicle finance to deliver over $1 billion of capital under served entrepreneurs- Responsible for P&L across all lending products in collaboration with credit/risk and capital markets - Build digital and agent-assisted loan experiences ("high tech and high touch") for micro/small business merchants and equipment financing borrowers- Manage the product team on the end-to-end borrower roadmap, from customer acquisition to repayment/collections. - Manage the product team on the platform roadmap: integrations, features, and workflows across all lending-related functions, from loan agents to payments/capital markets.Partnerships- Lead strategic partnerships at the executive level with technology companies, marketplaces, and major financial institutions to enhance Opportunity Fund's reach to small businesses. Partners include the largest banks in the US.Notable- Led Opportunity Fund to become a national lender - 2nd look systems-level integration with Lending Club where Opportunity Fund underwrites/funds declined applicants (http://www.americanbanker.com/news/marketplace-lending/nonprofit-will-fund-loans-otherwise-rejected-by-lending-club-1074812-1.html)- Awarded Innovation in Financial Inclusion at Lendit 2019- Awarded Most Promising Partnership at Lendit 2018- Grew active lending portfolio to thousands of borrowers and $XXXmillions outstanding balance

Product Management and Channel Management- Built EasyPay - Opportunity Fund's revenue based financing product. Defined key product features, customer segment, and developed go-to-market strategy. Worked with end-to-end lending functions to develop loan product into lending workflow. - Built and oversaw Opportunity Fund Merchant Services, an ISO of First Data, and hired staff for the business unit. - Pivoted the product from direct-to-consumer to indirect (broker channel). - Built integrations with card processing platforms to expand market coverage- Awarded Opportunity Finance Network NEXT Award for innovation.Became subject matter expert on alternative lending and merchant cash advance industry within Opportunity Fund. Represented Opportunity Fund and the CDFI industry in many govt agency and industry panels. - Presented to Federal Reserve Board of Governors Roundtable 2015 on Fintech- Contributed to Opportunity Fund's co-authorship of the Small Business Borrower Bill of RightsOversaw financial institutions lending channel: worked in collaboration with capital markets and sales to develop key partnerships with banks and payments processors

- Identified underserved small business and credit segments to deliver specialized lending initiatives at scale- Tested and developed vertical based strategy: commercial vehicle, mobile food, dry cleaner equipment, landscapers, home care- Launched new geographic and affinity markets

Acquired by www.nav.com (formerly known as Creditera)Invited to advise founders on small business borrower persona and behavior, small business financing, small business lending landscape. Influenced creation of content and development of tools such as the APR calculator, loan comparison tools, decrypting MCA.

Formerly Known as ACCION USAAmericorp Vista