Dan German Email & Phone Number

New York, Ny, Us

Nashville, Tn, Us

Responsible for payment optimization, bad debt reduction and cost of payments. Launched multi-processor champion challenger framework to optimize authorization success rates driving incremental revenue. Negotiated payment service provider contracts to reduce cost of payment.

Seattle, Wa, Us

Seattle, Wa, Us

Manage payment acceptance strategy collaborating with regulators, banks, card networks, and merchant acquirers in Europe

Supporting clients on a variety of initiatives to optimize eCommerce payments including provider Request for Proposals to expand payment methods, reduce cost of payment, manage risk and reduce friction during the shopping and checkout experience.

Redmond, Washington, Us

• Established global eCommerce platform Payment Optimization Practice and Provider Management team supporting a diverse product portfolio with over ~$15B in annual revenue. Created objective business performance metrics in partnership with business analytics to drive prioritization of optimization projects with executive leadership. • Developed commercial strategy and established best practices to drive platform improvements that led to lower cost of payments and improved conversion contributing ~$1B in incremental revenue and ~$20mm in COP reduction over 6 years. • Led cross-functional Payment Provider RFPs. Negotiated provider contracts, coordinated implementation across business and technical teams. • Established global bank engagement program with over 60 global banks representing half of the platform volume to collaborate on fraud reduction and approval rate optimization. Reduced authorization declines leading to significant incremental revenue lift and preferred wallet position for participating issuing banks payment cards.

San Jose, Ca, Us

• Responsible for Global Card Platforms including card acquiring and card issuing. • Relationship management of card network and payment provider portfolio including global brands and local market brands in Europe, Latin America and APAC. • Responsible card acquiring partner integration, acquiring operations and expansion of PayPal as a preferred payment brand.

New York, Ny, Us

• Responsible for the P&L for the Visa Check / Mastercard Debit portfolio and ATM network. • Developed ATM acquirer and issuer processes to optimize PIN POS interchange and ATM acquirer interchange. • Business architect for 11mm debit card portfolio conversion from Visa/Visa DPS/Interlink/Plus, Pulse and NYCE to Mastercard/First Data/Maestro/Cirrus and STAR; the largest debit conversion in history resulting in incremental revenue increases and cost reduction with an NPV of more than $600M. Conversion completed under budget exceeding activation and usage targets resulting in significant lift of interchange revenue and reduction of inactive accounts. Managed MasterCard, First Data, and Oberthur relationships. Responsible for regulatory and legislative risk assessment, payment innovation, and customer experience optimization. • Responsible for restructuring acquired banks 13mm debit card portfolio in preparation for merger related deposit systems consolidation. Led project to redirect issuer PIN POS and ATM traffic with a monthly volume of more than 75mm transactions between EFT networks in 90 days.

• Created product plans and developed business relationships with financial institutions and service providers.

Brookfield, Wisc., Us

• Responsible for strategic planning over a 3-year period when card and transaction volume grew in excess of 300%. • Developed product strategies and new business opportunities, identified and developed merger/acquisition opportunities. • Designed and planned capability to consolidate “online” (PIN based) and “offline” (signature based) debit functionality into a single service offering resulting in to grow billable transaction volume and reduce client fraud losses.• Pursuant to potential merger or acquisition, performed technical due diligence of several of the largest EFT networks in the US between 1995 – 2000.• Banking Integration Program Manager for MSFDC/TransPoint, a joint venture between Microsoft and First Data. Designed the payment component of EBPP service. Managed business development and implementation of major financial institution partners and clients.