Danijela (Dani) Culum Email & Phone Number

Atlanta, Georgia

Cumming Ga

Greater Atlanta Area

- Overseeing TRID attorney approvals.- Documenting the process to identify, streamline and provide uniformity regarding attorney approvals.- Reapproving up to 10 existing closing agents weekly to be compliant with new TRID and CFPB regulations.- Adding up to 5 new agents daily.- Working daily on weekly reports to ensure all approved agents’ E&O policies are up to date.- Assisting LO’s and processors with any closing agent related questions/requests.- Performing office… Show more - Overseeing TRID attorney approvals.- Documenting the process to identify, streamline and provide uniformity regarding attorney approvals.- Reapproving up to 10 existing closing agents weekly to be compliant with new TRID and CFPB regulations.- Adding up to 5 new agents daily.- Working daily on weekly reports to ensure all approved agents’ E&O policies are up to date.- Assisting LO’s and processors with any closing agent related questions/requests.- Performing office management duties (supplies orders, event coordination etc.).- Other duties requested by the manager (reports, assistance with disclosures etc.). Show less

Greater Atlanta Area

- Reviewed 6 closed loans daily using the applicable file review checklist to ensure that closing documents were completed and executed properly and that any “at closing” conditions were met. - Reviewed closed loans for compliance to RESPA 2010 and 2014 CFPB requirements.- Identified and resolved any issues found in the audit before the loan is shipped.- Completed daily work load as assigned by team management.- Worked with closing agents as well as internal and external staff… Show more - Reviewed 6 closed loans daily using the applicable file review checklist to ensure that closing documents were completed and executed properly and that any “at closing” conditions were met. - Reviewed closed loans for compliance to RESPA 2010 and 2014 CFPB requirements.- Identified and resolved any issues found in the audit before the loan is shipped.- Completed daily work load as assigned by team management.- Worked with closing agents as well as internal and external staff to obtain necessary documentation to complete the loan file, including any investor requirements.- Cleared contingencies timely to avoid re-pricing by investor and worked with secondary marketing on any delivery deadlines that could not be met.- Kept management informed of any declines or investor contingencies that needed management intervention to resolve.- Assisted appraisal desk compliance department and construction department with various projects. Show less

Greater Atlanta Area

- Processed up to 30 new loan submissions daily.- Ensured compliance with State and Federal regulations, as well as with the Consumer Finance Protection Bureau.- Pulled Quality Mortgage reports to ensure loan submission is compliant with regulations.- Verified employment and ordered copies of borrower tax returns to verify borrower met income requirements.- Performed review of completed appraisals.- Managed and coordinated all inner office events while staying within budget… Show more - Processed up to 30 new loan submissions daily.- Ensured compliance with State and Federal regulations, as well as with the Consumer Finance Protection Bureau.- Pulled Quality Mortgage reports to ensure loan submission is compliant with regulations.- Verified employment and ordered copies of borrower tax returns to verify borrower met income requirements.- Performed review of completed appraisals.- Managed and coordinated all inner office events while staying within budget guidelines. Show less

Greater Atlanta Area

- Reviewed up to 10 loan closing packages returned from closing agents daily to ensure all needed documents were included to meet strict State and Federal guidelines.- Approved funds for up to 10 closed loans daily.- Responsible for approving documents that are vital to the completion of the loan sale.

Greater Atlanta Area

- Processed up to 30 new loan submissions daily.- Ensured compliance with State and Federal regulations, as well as with the Consumer Finance Protection Bureau.- Pulled Quality Mortgage reports to ensure loan submission is compliant with regulations.- Verified employment and ordered copies of borrower tax returns to verify borrower met income requirements.- Performed review of completed appraisals.- Managed and coordinated all inner office events while staying within budget… Show more - Processed up to 30 new loan submissions daily.- Ensured compliance with State and Federal regulations, as well as with the Consumer Finance Protection Bureau.- Pulled Quality Mortgage reports to ensure loan submission is compliant with regulations.- Verified employment and ordered copies of borrower tax returns to verify borrower met income requirements.- Performed review of completed appraisals.- Managed and coordinated all inner office events while staying within budget guidelines. Show less