Daniel Chan Email & Phone Number

Vancouver, British Columbia, Canada

Responsible for rendering credit decisions on incoming applications within my authorized limits and with adherence to company and insurer policies and guidelines while focusing on service excellence. Apply due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk. Establish and maintains positive relationships with mortgage brokers, insurers, appraisers, and solicitors to build loyalty to the Company.Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times.Priorities applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence.Stays current with latest industry knowledge, competition, and market trends.

Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company.Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, solicitors, and respond to all inquiries within established turnaround times.Interacts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditions.Reviews and verifies accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents, where applicable.

Establish reciprocal business relationships with reputable real estate firms and other reputable business sources for the purpose of identifying suitable customer prospects for residential mortgage financing transactions between Scotiabank and such customers. Interview prospective customers, take their applications and submit them for approval.Obtain all pertinent personal and credit documentation required by Scotiabank in respect to each application from prospective customers.Obtain Mortgage Creditor Insurance Applications (“Insurance”), actively promote their benefits and, in all cases, obtain an acceptance or refusal of such Insurance.

Contribute to the achievement of branch targets and goals by providing administrative support to the branch lending teams by diligently following bank procedures and processes in an accurate, well organized and efficient manner.Process all entries relating to new and existing commercial and real estate loans and Letter of Credit; this includes input of information, preparation of loan advances, payments and mortgage renewals. Maintain a high level of communication and rapport with the Commercial and Real Estate Account Managers, and branch clientele.Additional responsibilities and duties as assigned, such as Margining, Covenant testing, Collateral Analysis.

Banking and retail servicesFront-end responsibilities in the continual promotion of CWB products and servicesProvide and maintain a high standard of customer serviceProvide guidance and assist in training of front line staffWork closely with all departments and actively identify the opportunities to make effective referrals where appropriateDirecting calls, booking and scheduling appointments for Retail Service Officer and Account Managers

Conducting interviews with residents in assigned areas by following stringent guidelines and confidentiality laws.Explaining purpose of census interview, and eliciting information following a script and recording census data on forms.Complying with accuracy standards while maintaining high production rates.Maintain records of hours worked, units produced, miles driven, and expenses incurred in the performance of duties.Meet with supervisor to review and submit work, and receive additional instructions.

Mortgage Brokerage In British Columbia

Satisfying requirements to become registered with the FICOM Registrar of Mortgage Brokers as sub-mortgage broker in BC Developing.

Bachelor'S Degree, Economics

Activities and Societies: Yours Student Association