• Monitor and manage assigned portfolio of $360MM with largest exposure of $37MM and average loan of $8.2MM consisting of Floorplan, Term Loan, LOCs and real estate loans; ensuring optimal risk management, growth, retention, accuracy, communicate and enforce credit policies and processes.• Review and analyze financial statements (dealership operating statement, tax return, company prepared, compiled, reviewed, and audited), third party’s collateral audits, capital requirements and evaluate business plan projections. • Assist in the preparation, track and review financial spreads as it relates to balance sheets, income and cashflow statements and analyze ratios to develop understanding of borrowers’ credit profile and to confirm covenants are calculated correctly and in compliance. • Regular communication with dealership owners to discuss trends and look for additional business opportunities.• Proactive risk recognition; develop actionable plans to mitigate risk when identified, elevate to management leadership and the Special Assets team as warranted. • Look and probe to gain a better understanding of complex or unusual situations, understands the customer and their operations and provides a consultative approach in support. • Assisted Relationship Managers and their managers with structuring, pricing and documentation of complex loan transactions for dealership with revenues up to $100MM.• Work closely with legal counsel to identity potential legal or security issues that may impact rights to enforce agreements or put collateral in jeopardy. Effectively communicate analysis results to internal employees, management, and customers. Takes full accountability for decisions, actions, and result.

• Manage and maintain multi-apartment style campus residential buildings.• Oversee ground safety for students on a daily basis with 100% student and faculty satisfaction.

• Researched and managed stock portfolio of $1,000,000 fund• Prepared recommendations and bought/sold stocks to raise funds for Austin College scholarships• Gained a $500,000 profit for Austin College at the end of the semester thru analyzing, buying, and selling stocks at the right time.

• Greeted and provided account assistance to members and non-members of gym• Sold guest passes and advised potential member of membership opportunities• Prepared gym for nightly closure and ensured a secure closing

• Phone prospective and current insurance customers• Created marketing materials to distribute to prospective customers• Worked at a community fair to promote State Farm insurance and services

• Organized, researched, and managed client contracts, rebates, and resolved invoice disputes while minimizing product pricing errors and programming resolutions into ENVI Business System • Maintained collaborations with vendors and clients, and updated and censored company Website