Junior Credit Assessor
CurrentPurpose:- To assess credit risk of existing portfolio so that risk is managed and mitigated in line with the banks credit policy and procedures.Duties:- Review existing portfolio to ensure alignment with bank's credit policy and to identify cross-sell opportunities by gathering and analyzing relevant information.- Prepare credit applications and make recommendations based on the findings, within credit parameters.- Achieve targets by using management information… Show more Purpose:- To assess credit risk of existing portfolio so that risk is managed and mitigated in line with the banks credit policy and procedures.Duties:- Review existing portfolio to ensure alignment with bank's credit policy and to identify cross-sell opportunities by gathering and analyzing relevant information.- Prepare credit applications and make recommendations based on the findings, within credit parameters.- Achieve targets by using management information systems to measure performance.- Support the achievement of service level agreement standards by understanding client needs, providing guidance and recommendations and responding timeously.- Sign off conditions of approval within required timeframes by checking the information called for.- Verify that security is in place by gathering all required information.- Ensure Nedbank Group Rating requirements are met, including Basel, and Moody's, by reviewing accounts and identifying risks Show less