Daniel Gale Email & Phone Number

Dublin, County Dublin, Ireland

Dublin, Leinster, Ireland

Hatch St

 Strong credit assessment and credit management skills, analyses credit worthiness and risk implications.  Highly skilled in a diverse portfolio of loans such as home loans, Buy to Let’s and Commercial properties.  Dealing with a portfolio of customers through case management.Assesses forbearance requests, making decisions (Underwriting discretion up to €750k) / recommendations (presented to Credit Committee) to restructure existing mortgages, Approves robust, sustainable solutions in accordance with the Group’s credit forbearance policy, compliance and audit requirements.  Detailed knowledge and involvement in the Central Bank’s MART returns.  Ensures performance is totally dependable delivering on objectives within agreed timeframes and consistently meeting KPI’s. Is fully aware of and applies all Bank and CCMA requirements in customer dealing.  Excellent inter personal skills and strong team player, adaptable and self motivated, works well on own initiative as well as in a team environment.  Leads by example ensuring that all contact is conducted in a professional manner to both internal and external customers. Manages and maintains a strong relationship with new and existing clients through the provision of a first class quality customised service.  Assists with on-going training within the Unit, when required training new colleagues on processes and procedures.  Maintains a culture of Open Communication among the team with a focus on getting it right first time and lessons learned. Dealing with Mortgage arrears customers and restructuring of pre or late arrears loans. Meticulously reviewing the customer’s financial statements and non-financial information.  Knowledge and understanding of new lending through the assessment of customer’s trade down applications and making informative recommendations. Prepares and presents clear and concise recommendations at credit committee meetings for senior management.

Bachelor Of Business Management, Business Administration And Management, General, Secondary Honours Grade

Certified Anti-Money Laundering Specialist

Qualified Financial Adviser