Daniel Heinisch Email & Phone Number

Remote

- Identify activity and patterns indicative of fraudulent behavior based on manual review and data analysis.- Daily review of user accounts, follow processes to mitigate and prevent future fraud.- Review and analyze data to maintain efficient and effective fraud models and decisioning.- Recommend updated processes for changing patterns and trends to catch fraudulent activity early.

Dublin, California, United States

Full time Fraud Investigator at Patelco Credit Union. Responsible for new account screening processes including filtering of high risk applicants, mitigating loss exposure on during new account time frame (90 days after account opened), identifying & closing accounts opened through identity theft. Investigating different types of account fraud such as elder abuse, check kiting, account takeover, and identity theft on an ad-hoc basis from referrals given by branch and call center staff. Providing Patelco member's and non-member's information on best practices to protect themselves from social engineering, common fraud schemes, and financial security.

Pleasanton, California

-Develop a deep understanding of Patelco’s policies & procedures, federal and state laws, and banking regulations-Assist the audit team in developing templates and testing procedures for specific audits and for ad-hoc projects involving the Internal Audit department.-Perform research and analysis to assist the lead auditor in developing risk assessments and audit planning. -Preform audit test work and required documentation for each test to be reviewed by the lead auditor.-Work extensively in Microsoft Excel to organize test steps, documentation, findings, and risk reports.

Livermore, California

-Compute transactions from basic withdraws to mortgage payments and sensitive customer information. Follow correct protocols when dealing with large amounts of money or whenever company values require it.- Self-manage own cash drawers by balancing and correctly reporting transactions.- Documented various reports and forms such as CTRs (Currency Transaction Reports), MIPLs (Monetary Instrument Purchase Logs), UARs (Unusual Activity Reports).-Balancing the branch vault between an average of $250k – $550k cash. Managing inputs and outputs of cash flows between all tellers and vault in branch. Processing and preparing shipments of large cash amounts to and from vault to manage monthly balance of correct percentage of cash in branch.-Collaborating closely with Loomis for cash orders and security. Sole responsibility of vault and cash entities for entire branch.

Tracy, California

-Responsible for the entire produce department through the closing shift. Kept all the shelves stocked and continuously checking on quality and freshness of product.-Responsible for inventory, had to guarantee daily shipment orders were processed into our system for the next day and had to put physical order away that was received in the morning.-Provided excellent customer service and knowledge about every produce item in stock or help order specific customer request.-Able to self-manage tasks during closing while there is no manager and time manage very well to keep department at its best quality by closing.

Bachelor Of Science - Business Admin, Accounting And Finance

GPA: 3.4 Relevant Coursework: Finance: Investment Analysis, Corporate Finance, Financial Management, Derivatives Markets, International.

Associate'S Degree For Transfer, Business Administration And Management, General

GPA: 3.1 Relevant Coursework: Business Admin: Micro Economics, Macro economics, Managerial Accounting, Financial Accounting, Business.