Herald Wealth Management provides financial advice to individuals and businesses, with a focus on tax efficiency, areas covered include:Retirement Planning - Looking to provide a sustainable income in retirement.Investment Planning - ISA's, Unit Trusts, Investment BondsProtection - Life insurance, Critical Illness Cover, Income Protection Insurance, Whole of LifeInheritance Tax Planning - Effective strategies to help people take steps in reducing their liabilityLong Term Care - Putting adequate provision in placeMedical Professionals My detailed knowledge of both the NHS Pension Scheme and the changes to pension legislation mean that I am in a relatively small minority of advisers capable of providing advice in this area. I am proud to say that I have been selected to run a number of seminars across the UK with the NHS. The excellent feedback and significant number of attendees has resulted in additional seminars being arranged with private hospitals for their consultants and local GP's. We also have a number of dentists as clients.For Medics, if you would like to arrange a meeting to discuss your position to see how our services could be of assistance, please contact me directly. For Organisations - If you would like to discuss running a joint seminar for your medics, please get in touch to discuss your requirements.If you have any questions or would like to request our range of fact sheets for GP's, Dentists or NHS Employees please contact me directly.*The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances. Herald Wealth Management is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). The ‘St. James’s Place Partnership’ titles ‘Partner’ and ‘Partner Practice’ are the marketing terms used to describe St. James’s Place representatives.SJP Approved XX/XX/XXXX