Daniel Holm Email & Phone Number

Remote

▪ Reviewed and decisioned multiple conforming loan files daily▪ Communicated daily with national and international partners to provide a seamless and positive customer experience

CONSUMER LOAN UNDERWRITER V DECEMBER 2015 – AUGUST 2021 NON-CONFORMING▪ Held $3million underwriting authority and exception authority▪ Regularly in the top production and quality performance tiers▪ Effectively communicated with both retail, private banking, and wealth divisions on a daily basisCONSUMER LOAN UNDERWRITER IV APRIL 2013 – NOVEMBER 2015 NON-CONFORMING▪ Held 4P (up to $1.5Million) Non-Conforming underwriting authority▪ Consistently in the diamond club for underwriting credit quality (95% or greater) CONFORMING/GOVERNMENT▪ Obtained 4C, 4F (including DE/CHUMS), and 2V underwriting authorities▪ Continually one of the top producers in the Advisors group while maintaining excellent quality and customer serviceCONSUMER LOAN UNDERWRITER III DECEMBER 2010 – MARCH 2013▪ Participated in a 12 month assignment that included the opening of a new WFA fulfillment site in Charlotte, NC, where I trained, fielded guideline questions, and audited a group of new underwriters▪ Held weekly underwriting meetings with all WFA CLT site underwriters, work directors, and managers in attendance CONSUMER LOAN UNDERWRITER II JULY 2010 - NOVEMBER 2010▪ Frequently cross-trained underwriters to expand their product certification portfolio▪ Performed audits to ensure proper understanding and implementation of training▪ Provided feedback and coaching to ensure continued quality and guideline comprehensionCONSUMER LOAN UNDERWRITER I JANUARY 2009 - JUNE 2010▪ Reviewed and decisioned collateral for multiple loan products▪ Obtained Direct Endorsement to underwrite FHA loan products▪ Actively communicated with Wells Fargo team members, external vendors, and clients to resolve problems andmaintain efficiency in the underwriting process from beginning to end▪ Consistently exceeded productivity and quality goals while maintaining a high level of customer service