Daniel Kuznetsov Email & Phone Number

Boston, Ma, Us

Lead (Examiner-in-Charge)/assist and execute credit risk reviews of wide array of wholesale credit lending portfolios (Large Corporates, Financial Institutions, Mid-Corp, Middle Market, Commercial Real Estate (construction, multifamily and perm), Asset Based Lending, Community Development Finance) assessing key processes as well as governance, identifying and evaluating the effectiveness of risk management controls within all business divisions.Undertake a comprehensive analysis of complex transactions/relationships/portfolios in order to appropriately grade or adversely classify obligors (probability of default) and credit facilities (loss given default) in accordance with bank and regulatory guidance, especially those with well-defined weaknesses.Evaluate the appropriateness of corrective action plans resulting from reviews and business monitoring, and subsequently validate the effectiveness of the same after implementation by the Business.Identify relevant trends that affect the collectability of the portfolio and isolate segments of the portfolio that are potential problem areas. Assess the adequacy of and adherence to internal credit policies and loan administration procedures and monitor compliance with relevant laws and regulations (OCC and Federal Reserve).Credit expertise in large, multi-bank syndications, Shared National Credits (SNC), leveraged lending, commercial real estate, and asset based lending transactions. Industry expertise includes but not limited to Energy/Oil & Gas, Midstream, Metals & Mining, Media & Telecommunications, Healthcare, Retail, and Technology.

Providence, Rhode Island, Us

Lead/assisted and executed credit risk reviews of wholesale lending portfolios (500 Fortune and Mid-Corp), assessing key processes as well as governance, identifying and evaluating the effectiveness of risk management controls within all business divisions.Undertook a comprehensive analysis of complex transactions/relationships/portfolios in order to appropriately grade or adversely classify obligors (probability of default) and credit facilities (loss given default) in accordance with bank and regulatory guidance.Credit expertise in large, multi-bank syndications, Shared National Credits (SNC), leveraged lending transactions and commercial real estate. Industry expertise includes but not limited to Energy/Oil & Gas, Metals & Mining, Media & Telecommunications, Healthcare, Aerospace & Defense, and Real Estate.

New York, Ny, Us

Lead (Examiner-in-Charge)/assisted credit risk reviews of AIG business units; verifying the transparency of rating justifications; making independent assessment of the asset quality, underlying credit risk analysis and credit processes; ensuring adherence to AIG credit policies, guidelines, and recommending changes to ratings where appropriate.Evaluated and reviewed AIG’s credit risk governance structure, credit risk management practices, and the effectiveness of its credit function (reporting, limits, concentrations, problems credit processes, credit approval).Evaluated the depth and accuracy of the Business Units’ credit analysis, adherence with AIG’s policies and procedures and reporting such findings to management of Credit Review.Credit reviews have included credit risk assessment of corporate bonds, private placements, municipal finance, commercial mortgage lending, leveraged finance, real estate equity investments and structured products.Ensured risk reviews meet standards and requirements established by the key regulator, Federal Reserve Bank of New York.

New York, Ny, Us

Underwrote credit memorandums to support complex, multi-million dollar mezzanine debt financing (LBOs, go-privates and dividend recapitalization transactions) for new and existing clients, managed credit amendments, waivers and Watch List process;Performed financial modeling including projections (base and downside case) and Enterprise Value (EV) determination utilizing trading and M&A comps, and DCF;

New York, Ny, Us

Participated in buy-side and sell-side transaction advisory engagements, providing financial and commercial due diligence assistance, and accounting advisory services including IPO assistance, carve-outs, restructuring and similar services to Fortune 1000 companies.Analyzed and synthesized target company data to identify historical and projected financial and operating trends, quality of earnings and working capital considerations, and potential liabilities and risks which impact valuation and negotiation of the target company.Created and designed tailored transaction advisory reports specific to key issues such as normalized earnings, valuation model input assumptions, achievability of management's budget, indebtedness considerations, borrowing base calculations, and/or business combinations and carve-out financial statements

Boston, Massachusetts, Us

Prepared detailed annual and quarterly credit analyses for large Fortune 500 corporations, covering variety of industries with focus on fundamental research, including projections, valuation (Discounted Cash Flow and financial modeling) and credit worthiness, in support of various Bank exposures, including direct lending, foreign exchange counterparties (working knowledge of ISDA and CSA), structured finance offerings, derivatives, and operating and capital lease exposures using SEC filings (10-Ks and 10-Qs), related footnote disclosures, industry and sector publications. Monitored companies on an annual and quarterly basis.The counterparty analysis included analysis of 1940-Act Mutual Funds, SICAVs, endowments, charitable foundations, and analysis of pension, profit sharing, and other employee benefit plans including post-employment life and health insurance benefit plans.Performed and assigned risk ratings to counterparties (corporates, financials, etc.) using credit risk measurement techniques including counterparty ratings, probability of default, loss given default, exposure at default, current exposure, potential exposure and related concepts.

Mba, Corporate Finance

Bachelor'S Degree, Biology/Psychology