Senior Vice President and General Manager, Business Services, Digital Payments Group• Led multiple businesses comprising corporate and small business on line transaction banking solutions.

Managing Director, Head of Treasury Services Global Clearing, FX, Account and Information Services• Led four businesses with a combined P & L of $930 million.• Delivered year on year net income growth of 26%. • Oversaw staff of 56 located in multiple countries and continents, in addition to leadership of payments focused personnel in all regions, and multiple functions: sales, marketing, product management, customer service, operations, technology, treasury, financial control.• Managed client base of 40,000 corporate and institutional clients and 72,000 Commercial bank clients.

Member of Board of Directors

Managing Director, Global Corporate Payments Head, Global Transaction Services (2004 – 2007)• Led all Cash Management Payments businesses globally for Corporate and Public Sector entities.• Managed WorldLink, International Payment Account and Integrated Payment Service brands for cross border payments via checks, wires, global ACH, cash and cards in more than 90 countries/142 currencies.• Oversaw a combined $450 million P&L of global cash management businesses.• Delivered Net Income growth of 300% from 2002 through 2006.• Led payments focused staff globally, including sales, marketing, product management, customer service, operations, technology, treasury and financial control, as well as matrix staff in all regions.• Managed customer base of 8000 corporate and institutional clients in over 90 countries.Managing Director, Global Business Manager, WorldLink Global Transaction Services (2002 – 2004)• Led cross border payments business via checks and wires in more than 80 countries and 105 currencies.• Oversaw $140 million P&L for global cash management business.• Delivered Net Income growth of 100% in 2003, with dramatic revenue and expense improvements.• Oversaw staff of 52 located in multiple countries and continents, in addition to leadership of payments focused personnel in all regions, and multiple functions: sales, marketing, product management, customer service, operations, technology, treasury, financial control.• Managed customer base of 2800 corporate and institutional clients in more than 80 countries.

Vice President, Global Industry Leader, Media & Telecommunications. Business Sponsor and Co-Inventor, Citibank Mobile Payments Service (2000 – 2002)• Developed a patented mobile payments solution enabling mobile payment to and from any location, accessing funds from any credit or debit based account using Citibank’s global payments infrastructure.• Led design, development and implementation of a global mobile payments business with several mobile applications: mobile airtime prepayments, utilities bill payments and mobile electronic stored value.• Provided matrix leadership of industry sales and relationship professionals globally in all regions.

Led the Consulting practice for Corporate and Consumer Banking. In addition to leading a rapidly growing practice of 70+ professionals in e-Business strategy and business transformation consulting, responsibilities included business development, engagement management, client relationship development and practice development. Achievements included successful management of business P&L, including one third of $24 million annual revenue target. Representative engagements included:• Designed, developed and implemented e-Business strategy for a national student loan organization.• Led the web enabling of products and services for a multinational consumer lending organization.• Developed and implemented the e-Business market entry strategy for a major private bank.

Director, New York, NY (1997 – 1999)Managed PwC’s global consulting relationships with New York based money center banks, including sales and relationship management, client satisfaction, practice development, project management and development of additional relationships both nationally and globally. Achieved $15 million in sales in 1999.Associate Director, Sydney, Australia (1994 – 1996)Responsible for sales and management of consulting engagements. Representative projects included:• Managed the merger integration of the largest regional Australian bank with the largest Australian bank, including supervision of 7 project teams, 160 staff, all project activities and conversion tasks.• Re-engineered loan operations for a leading mortgage origination company• Led multiple projects for several regional banks, including branch network development, sales and service program improvement, functional specialization, process redesign and system integration.• Formulated the corporate strategic plan for the largest home loan insurance company in Australia.• Led the re-engineering of operations and IT functions of a major investment bank.

Executive Manager, Strategic Planning & Business Development Responsible for organizational restructuring, business process re-engineering, bank wide strategic planning, corporate research, consulting, development and introduction of new business technologies and practices.