Daniel O'Dell Email & Phone Number

Portland, Oregon, United States

Portland, Oregon Area

• Work with senior management, relationship managers and credit to originate, monitor, and grow Middle Market relationships.
• Specifically accountable for credit underwriting and origination, portfolio monitoring, renewals and annual reviews, coordination of pricing, and for revenue growth, cross-sell and relationship profitability.
• Manage and promote the maintenance of a portfolio that adheres to all applicable credit policies and compliance requirements.
• Work with clients directly to understand credit needs and represent the bank in developing and maintaining client relationships.

Portland, Oregon Area

• Managed a portfolio of 24 commercial Middle Market accounts in a variety of industries with credit exposures ranging from $300M to $40MM.
• Analyzed and underwrote new financing requests for both existing borrowers and new commercial banking prospects.
• Facilitated the loan closing process by negotiating credit terms and legal documentation with both the borrower/prospect and outside legal counsel.
• Oversaw pricing strategies of the portfolio to ensure appropriate pricing for credit risk incurred, while meeting the bank’s profitability objectives.
• Analyzed complex market forces and anticipated impact of changes in the economic environment.
• Responsible for implementing relationship strategies and cross-selling U.S. Bank services, satisfying customer needs through a full array of services.

Portland, Oregon Area

• Managed the day-to-day activity of a portfolio of commercial accounts with facility limits ranging from $600M to $75MM.
• Underwrote requests for additional financing and/or modifications to existing credit facilities.
• Monitored client financial performance using various financial statement analysis tools and techniques.
• Validated that all loan covenant calculations submitted by borrowers were completed accurately and in accordance with the guidelines set forth in the credit agreement.
• Authored credit write-ups and trend analysis reports for presentation to senior management during monthly portfolio review meetings.

Portland, Oregon Area

• Designed and implemented a new collateral exam format and new audit procedures to reduce loan losses and mitigate credit risk.
• Analyzed financial performance and appraised accounting systems of current customers and prospective borrowers.
• Negotiated loan commitments with lending officers and company management.

Portland, Oregon Area

• Coordinated, led, and managed audits on over 50 corporations involved in various industries resulting in reduced loan losses.
• Evaluated inventory systems and production processes.
• Assessed the professional competency of management.
• Supervised, trained, and managed other Account Examiners.
• Developed successful working relationships with senior management at each company.
• Prepared detailed audit reports and made presentations and recommendations to senior bank management.