Putting our clients financial priorities above all else.Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 52 Forest Ave. Paramus, NJ 07652, 917-57-3447. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Certified Financial Services is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License Number - 0I78270. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.

General Manager of the leading independent Lincoln Mercury Franchise

worked with traders to effectively manage risk and exposure to equity positions.