After graduating with a BS degree in finance from Illinois State University, I pursued a career in Commercial Banking while completing my MBA from Roosevelt University. Most of my career has been focused on providing value added banking services to small to medium-sized business. I have extensive experience in portfolio management, credit/financial analysis, and loan structuring. As the Bank's Life Equity Loan(R) expanded, I took on a leadership role in 2017. I oversee our Life Equity Loan operations, servicing, credit, and business development team. This was an easy transition after working with business owners, CFOs, CPAs, and Attorneys for 15 years. I work with hundreds of Financial Advisors throughout the U.S. providing liquidity solutions to collateralize Cash Value in whole life policies and non qualified securities. The Life Equity Loan provides a LOC at competitive rates that keeps the life insurance policy whole, earning full dividend, and avoids a possible surrender which can trigger a taxable event. A line against securities provides access to cash when needed and avoids selling securities which can trigger a capital gain.
Listed skills include Loans, Credit, Commercial Lending, Portfolio Management, and 14 others.