Daniel Stidham Email & Phone Number

Oak Lawn, Il

I am re-planting a historic Christian Reformed church in Oak Lawn to become a multi-site of Calvary Church.

Houston, Texas

I focus on equipping members for missional living as well as work with a team to develop a strategy of how our church can be a public blessing to the institutions within a square mile.

Vision cast for united mission and cooperation between campus ministries.Train and build up reproducing disciples who spark discipleship making movements in their respective spheres of influence. Grow in doing soul care for collegiate students. Teach expositional teaching from the Bible.

Houston, Texas Area

• Analyze the credit risk of providing mortgage warehouse financing with facility sizes ranging from $50-$500 million. • Analyze mortgage bank financial statements to identify industry trends, liquidity constraints, and changes in performance which could be indicators of operational and credit risk. • Decision mortgage loans requiring special approval, analyzing DTI, FICO, CLTV, and other credit metrics. • Work with a deal team to structure credit approval packages, service level agreements, financial covenants, reporting requirements and guarantees to mitigate credit risks associated with mortgage lenders.• Risk grade debt facilities and clients according to JPMC system, impacting profitability and reserve requirements.• Negotiate Master Repurchase Agreements to respond to client needs while protecting the Bank’s Balance Sheet.

Houston, Texas Area

• Analyze financial statements to identify industry trends, major cash flow restraints and annual differences in capital structure that could affect credit risk. • Work with a deal team to structure credit approval packages, outlining amortization schedules, financial covenants, reporting requirements and guarantees to mitigate business and industry risks associated with various clients.• Risk grade debt facilities and clients according to JPMC system, affecting profitability and reserve requirements. • Participate in meetings with bankers and clients to build relationships and ask questions concerning financial performance and credit risks. • Research industry trends and cyclicality based on different clients exposure, which resulted in drafting industry summaries, used in credit approval packages.

Script, record and narrate training videos for global corporate expansion purposes.

• Researched and analyzed data of past recessions to find correlations between the market and the economy resulting into the commentary for the shareholder letter• Analyzed potential financial institutions and then created reports that outlined desirable qualities for further business. Enabled strategy team to map out top five companies to pursue• Researched mutual fund and pension fund databases in order to equip marketing with resources needed for expansion. Negotiated potential purchase of pension fund data base for under $1,500 per year

• Communicated with Front Office traders decreasing the variances of over $100,000 between Trader Flash P&L and Product Control Explained P&L.• Reported daily and monthly commentary on commodity markets to upper level management, resulting in increased understanding of commodity spread movements and market terminology• Executed daily control procedures on over 4 million dollars of business, ensuring integrity of previous day transactions

• Negotiated over 30 Crude Netting contracts with external counter-parties to increase the accounting efficiency of month-to-month transactions• Analyzed over 300,000 commodity trades, specific to counter-parties, into a priority list of ideal companies to begin negotiating Master Set-Off Agreements which consolidated credit risk exposure in case of liquidation• Shadowed collateral and natural gas traders resulting in a greater understanding of market triggers• Presented reports to the Treasurer along with several other corporate supervisors resulting in honed presentation skills and experience with conveying detailed information

Masters In Divinity, Theology/Theological Studies

Focus on Urban ministry and Urban church planting.

Bba, Finance, Accounting (Minor)

Activities and Societies: Honors College, Terry Scholars, Intervarsity Christian Fellowship, Return on Investment, Phi Kappa Phi Honor.