Daniel Tenzer Email & Phone Number

City Of Johannesburg, Gauteng, South Africa

I am a qualified Actuary and Data Scientist. I have over 15 years of experience in financial services, audit, credit risk, telecommunications and financial modelling. I have experience building complex financial & credit models (IFRS 9: PD, LGD, EAD, FLI), business cases and post implementation reviews.

Johannesburg, Gauteng, South Africa

Analytics to us is more than just modelling. It is about good governance, quality production and ultimately the realisation of better customer experience resulting in improved business value.

Johannesburg Area, South Africa

Midrand

I am an actuary. This means I am good at evaluating the likelihood of future events, reducing the impact of undesirable events and designing creative ways to reduce the likelihood of these events.I am interested in problem solving, modelling, Mathematics, Statistics, Credit and wider fields.My current role:Strong finance support business partner to sales, product, pricing and CVM teams: Support with finance investment decision analysis and adequate business challenge in the launch and on-going evaluation of products and campaigns Support with finance investment decision analysis and adequate business challenge in the investment and remuneration of channels and sales representatives Support with finance investment decision analysis and adequate business challenge on the allocation of acquisition and retention spend Teamwork Create positive working relations between the finance team, Vodacom SA Finance and key internal stakeholders e.g. Market segments, Pricing and Customer Value Management teams Work collaboratively with teams and Finance members to deliver requirementsCommunication Written material must be of the highest quality with clear insights and actions for executive management Knowledge and experience Develop knowledge of key mobile communication product and devices Develop knowledge of key channel and distribution agreements Deep understanding of the business drivers and sensitivitiesInnovation and change Simplify and standardise modelling, reporting and processes wherever possible whilst ensuring that the requirements of the business are delivered Look for new and innovative ways of working to strive for continual improvement

Wealth (Johannesburg) And Private Wealth (Cape Town)

Actuary in Nedbank Insurance, as well as Credit Model Actuary for Nedbank Private WealthI am assisting with the integration of 3 key Nedbank Insurance businesses ( Nedic, Nedgroup Life and Nedgroup Insurance Brokers (NGIB)). I am also assisting the Financial Lab in Cape Town with Credit modelling for Nedbank Private Wealth. My documented roles and responsibilities are summarised in this table:Weight Output30% Validated / Monitored and Back-tested Effective Financial / Statistical Models (Application and Behavioural Scoring Models)30% New / Re-developed Model10% Enhanced Models15% Report and Presentation incl. Risk / Value Analytics

Woodmead, Johannesburg, South Africa

Manager Capital Markets | Actuarial Quantitative SolutionsDeloitte & ToucheDeloitte Place, Building 33, The Woodlands, 20 Woodlands Drive, Woodmead, 2052, South Africadtenzer@deloitte.co.za | www.deloitte.com

At Deloitte, I worked as an Actuarial Manager in the credit modelling team within the larger Actuarial Quantitative Solutions (AQS) division of the Financial Institutions Service Team (FIST). I worked at Deloitte for just under 5 years. Before joining Deloitte, I worked for 18 months at Investec Bank Limited, where I gained experience in operational risk, market risk, credit risk and credit risk modelling. I have worked within the financial services industry for the last six years. In November 2013 I will qualify as an AMASSA (Associate Member of the Actuarial Society of South Africa) and will therefore be a fully qualified actuary.I have attained credit modelling experience across a range of clients and products, including the four big SA Banks. I have had exposure to various methodologies used when evaluating credit related metrics, including Basel II and IAS 39 compliant credit models. I have also worked on a number of long form reviews, in which models are reviewed and analysed on behalf of the South African Reserve Bank, and done work for a number of South African Micro-lenders.I have experience in building complex cash flow models for banking clients, as well as helping management to understand and interpret the results of these analyses.Key Words: Retail and Corporate Credit, Discounted cash flow modelling, Embedded Value / Profitability Modelling, Basel II, IAS 39 Impairments, IFRS 9, FSI ConsultingKey clients worked on: ABSA Bank Ltd (a subsidiary of Barclays Plc.)First Rand Bank LtdNedbank LtdStandard Bank of South AfricaLloyds TSBMercantile Bank LtdAfrican Bank LtdAnvil FinanceJD GroupDirect AxisTransaction Capital

Woodmead

At Deloitte, I worked as an Actuarial Manager in the credit modelling team within the larger Actuarial Quantitative Solutions (AQS) division of the Financial Institutions Service Team (FIST). I worked at Deloitte for just under 5 years. Before joining Deloitte, I worked for 18 months at Investec Bank Limited, where I gained experience in operational risk, market risk, credit risk and credit risk modelling. I have worked within the financial services industry for the last six years. In November 2013 I will qualify as an AMASSA (Associate Member of the Actuarial Society of South Africa) and will therefore be a fully qualified actuary.I have attained credit modelling experience across a range of clients and products, including the four big SA Banks. I have had exposure to various methodologies used when evaluating credit related metrics, including Basel II and IAS 39 compliant credit models. I have also worked on a number of long form reviews, in which models are reviewed and analysed on behalf of the South African Reserve Bank, and done work for a number of South African Micro-lenders.I have experience in building complex cash flow models for banking clients, as well as helping management to understand and interpret the results of these analyses.Key Words: Retail and Corporate Credit, Discounted cash flow modelling, Embedded Value / Profitability Modelling, Basel II, IAS 39 Impairments, IFRS 9, FSI ConsultingKey clients worked on: ABSA Bank Ltd (a subsidiary of Barclays Plc.)First Rand Bank LtdNedbank LtdStandard Bank of South AfricaLloyds TSBMercantile Bank LtdAfrican Bank LtdAnvil FinanceJD GroupDirect AxisTransaction Capital

Market Risk, Operational Risk, Credit Risk and Credit Risk Modelling

Associate Member Of Assa (Amassa), Actuarial Science, Pass

Activities and Societies: Actuarial Society of South Africa

Bachelor Of Science (Bsc) Hons, Advanced Mathematics Of Finance

I studied Actuarial Science, Mathematics, Mathematical Statistics, Advanced Mathematics of Finance, Economics and Accounting

Bachelor Of Science (Bs), Actuarial Science And Mathematical Statistics