Daniel Tober, Cpcu, Acp, Asli, Au, Ais, Ains Email & Phone Number

Appleton, WI, US

Neenah, Wisconsin, US

• Implemented the conception, strategic planning, budgeting, and successful establishment of the Risk Services department, resulting in a measurable positive return on investment (ROI) for all initiatives.
• Directed end-to-end development and execution of operational strategies and initiatives responsible for over a $2.5M reduction in claim frequency and severity within Commercial, Personal, and Shipping in the U.S. and.
• Transformed the educational landscape within Jewelers Mutual by modernizing outdated content into a dynamic eLearning curriculum. The program, featuring 17 modules and over 300 minutes of content, achieved a 70%.
• Innovatively designed and executed an insuretech sensor program in collaboration with vendor partners and stakeholders. Achieved a remarkable 15% penetration of U.S. Policy In Force (PIF) and demonstrated a compelling.

Neenah, Wisconsin, US

• Partner in owning, amending, implementing, and communicating internal department guidelines and strategy. Assist in driving initiatives and business plans to produce topline results from a historical -3.0% YOY to 8.6%.
• Provide daily leadership, coaching, mentoring, and direction to 7-14 direct reports that include Policy Intake, Line, and Staff Underwriters
• Review and share recommendations for complex or unique accounts and situations
• Create, refine, and audit transactional service level agreements and underwriting guidelines and processes while balancing data integrity and ease of doing business with Carrier Partners
• Partner with internal and external stakeholders to develop, offer, and implement unique relevant services, programs, and solutions outside of normal rate and underwriting actions
• Manage and influence department and company projects, customer facing initiatives, cross functional teams, vendors, and contracts, to allocated timelines and budgets

Neenah, Wisconsin, US

• P/L owner responsible for end-to-end oversight of an $85M Commercial insurance portfolio containing 10,000 policyholders. Orchestrated the establishment, amendment, implementation, and communication of underwriting.
• Instigated a transformative shift in department and corporate initiatives, navigating both insurance and non-insurance risks and business plans. This led to a substantial transition from a historical gross written.
• Provided daily and strategic leadership, offering coaching, mentoring, and direction to 7-14 direct reports across the U.S., overseeing roles from Policy Intake to Line, Senior, and Staff Underwriters.
• Evaluated and approved underwriting authority referrals pertaining to complex or unique scenarios, managing exposures of up to $40M in on-premises risks.
• Spearheaded the establishment and refinement of audit criteria and cadence for underwriting operational processes and transactions, ensuring adherence to accountability standards and service level agreements for.
• Collaborated with stakeholders to implement alternative underwriting tools and processes contributed to an 8.5% reduction in underwriting expense from 2020 to 2022.

Neenah, Wisconsin, US

• Cultivated and nurtured relationships with seven key Canadian agents and brokers, effectively managing an $8M book of commercial business.
• Developed and implemented strategic business plan for Canada, specifically targeting revenue and operating margin goals. Achieved a successful 10% market share growth year-over-year, ensuring alignment with the.
• Provided agents and brokers with a high level of insurance technical expertise and company initiatives while staying abreast of emerging trends. Delivered sales support through various channels, including impactful.

Merrill, WI, US

• Managed existing coverages and developed innovative products and multi-line coverage forms applicable to country-wide programs. Acted as a project manager overseeing the entire process for upgrading and maintaining.
• Functioned as a key technical analyst and subject matter expert for company products and coverage forms across all Commercial lines of business, including: Commercial Package Policy (CPP), Umbrella, Directors &.
• Led the development and maintenance of comprehensive documentation for products and programs, encompassing underwriting guides, rates, rules, and marketing materials for 10-13 assigned states.
• Conducted ongoing competitor analysis and market research on 5 primary and 3-5 secondary competitors. Provided strategic recommendations to senior management, backed by data analysis, to guide the company's direction.

Merrill, WI, US

• Provide daily leadership in the adjustment of simple to complex claims to maintain efficient, effective, and productive operations while providing quality service to insureds and claimants
• Assist in revisions and implementation of claim handling best practices and line specific performance management goals and metrics
• Directly supervise claims team, acknowledge and identify training needs, monthly auditing of claims and participate in the completion and execution of performance reviews
• Provide assistance in the handling of larger, more complex claims and approve claim settlements, reserves, and coverage decisions and denials in excess of subordinates' authorities
• When appropriate, control authorized independent adjusters and their adjusting expenses
• Assist in the planning and development of the claims budget

Merrill, WI, US

Woodland Hills, CA, US

Bachelor Of Science (B.S.), Criminology, Political Science

Study Abroad Program, Political Science And Government