An Executive and Non-Executive Director with experience in scaling startups, turning around businesses, and navigating complex regulatory environments within the financial services sector across the UK and Europe. Long standing regulatory experience as SMF1 and board-level experience with general insurers, life insurers, brokers and captive insurers. Demonstrates a deep understanding of the insurance value chain, leadership in strategic management and P&L oversight, and expertise in fostering strategic partnerships. Proven track record in driving portfolio growth and profitability through innovative solutions and strategic initiatives, ensuring regulatory compliance and good governance. I enjoy leading, coaching, and mentoring high-performing teamsMy experience includes strategy, M&A, business development, product development, underwriting, operations, customer service delivery, sales, b2b2c and distribution in the UK and across Europe in a variety of operating models. My background includes developing and executing business plans requiring regulatory approval for authorisation, change in control and Part VII Transfers. I am strongly people oriented and skilled at coaching and developing effective teams. Core Competencies: Insurance Distribution | Growth | Turnaround | Strategy | Start up | Accident & Health Insurance | Corporate Governance | Life Insurance | General Insurance | Consumer Duty | SMCR | Affinity Marketing | Business Development | Change Management | Leadership | Coaching | Key Account Management | Customer Experience Management | Risk Management | Part VII Transfers | Income Protection | Protected Cell Company (PCC)