Danielah Goris Email & Phone Number

Mount Laurel, New Jersey, United States

Construction Project Manager developing and implementing in-house Construction to Permanent loan products (CTP) -- Conv, FHA, VA, USDA-- from the ground up and working with supporting departments for company roll out and training. Developing and implementing internal processes and policies for builder review, project review, draws, loan modifications, billing, accounts receivable, accounts payable, tax filings, and more. Assisting with Construction Help Desk for questions from all involved parties. Assisting with trainings for branches, MLOs, realtors, builders, etc. to promote the AnnieMac Construction Department. Working with 3rd Party Vendors as primary contact to help with administration of CTP loans. Establishing the vision and strategy to create brand awareness in the builder community. Establishing and maintaining relationships with real estate regional owners, broker owners, and high producing realtors. Providing leadership and direction consistent with AnnieMac's mission, vision, and values. Developing and implementing quality CTP loan products with quality to sell to investors. Working with builders to meet established criteria for loan product requirements. Organizing and facilitating the complete construction process for CTP Department. Managing risk mitigation activities, change orders, and funding requests. Monitoring builder construction times and alerting Sales of loan impacts when there are delays in construction to relay information to all vested parties.

Cleveland, Ohio, United States

Manage and supervise Condo Department staff. Onboard new hires and provide continuing education to existing staff. Create training material and conduct weekly department meetings. Produce daily company reporting for production and sales. Track progress of production queue and troubleshoot pipeline turn times. Work closely with business intelligence for continuous innovation of Encompass software and other related technological advancements to improve department. Review and resolve loan escalations. Coach, oversee, and provide feedback to Condo Underwriters and Condo Doc Specialists. Develop relationship with current vendors. Maintain and facilitate communication with Loan Officers, Account Executives, Processors, and Senior Management on loan approval and denial. Demonstrate expert knowledge of Fannie Mae, Freddie Mac, FHA, USDA, and VA Condo guidelines. Underwrite existing and new construction condominium loans. Process agency waivers and issue exceptions on Condo Loans. Review FHA Single Unit Approvals , VA, USDA, and Conventional Loans. Review and decision Condominium Projects for both HRAP and DELRAP process. Review FHA and Conventional appraisals. DE Certified.

San Diego, California, United States

Underwrote 60+ condominium and project unit developments per month. Reengineered departmental policies and procedures leading to decreased review turn times. Managed high volume project pipelines - ensure condominium project and HOA insurance meets guidelines. Analyzed financial reports and budgets for accuracy, authenticity, risk, and trends. Created procedure manuals and train employees on company policies and job procedures. Completed collateral duties – order Collateral Desk Appraisals, Appraisal Valuation Models, and Jumbo Reviews. Underwrote and audited condominium project loan documents to ensure compliance. Interpreted documents based on a solid understanding of HOA and insurance terminology. Communicated effectively with underwriters, HOA, insurance vendors, and settlement companies. Approved condominium project status based on Fannie Mae, Freddie Mac, FHA, USDA, and VA procedures.

Aided in closing duties for 35 loans on a monthly average with loan volumes of $400,000 to $1.5 million for company top producer. Maintained an active, robust pipeline of 30 – 35 loans monthly. Managed pipelines and coordinated loan submissions – met lead times and revenue targets. Communicated effectively with borrowers, attorneys, and other third-party vendors to meet closing deadlines. Conducted comprehensive analysis of borrower financial and credit data, determining needs. Performed and completed tasks in Ellie Mae Encompass origination software. Resolved file problems, bottlenecks, and qualifying issues throughout the underwriting process. Coordinated closings with title agents and closing agents. Completed additional duties assigned by management to expedite loan completion time. Assisted in coverage for the Corporate Receptionist when out of office.

Orlando, Florida Area

Opened an average of 80 new loan files monthly and ordered out all loan documentation and reports. Supported all Senior Loan Processors for Home Loans Today online division. Trained newly hired employees in the Loan Processing Assistant role. Developed and pioneered pipeline management tools to streamline division process. Gathered, analyzed, and submitted all required third party documentation and reports. Investigated and corrected errors upon client’s request, according to records. Performed detailed file audit prior to closing ensuring loan is within compliance to minimize errors.

Orlando, Florida Area

Processed guest reservations, registrations, payments, and departures. Captured sales through reservations and sales inquiries. Created schedules for housekeepers, maintenance, and porters daily. Balanced all cash, check, credit card, and ledger accounts through verification. Performed shift reports and audit functions. Provided support to general manager on various complex duties on strict deadlines. Handled collection efforts of all in house balances and notifies management of potential liabilities. Trained new front desk agents and night auditors on property management system and procedures.

Orlando, Florida Area

Maintained and balanced cash drawer and vaults daily. Processed customer transactions within established guidelines. Identified and made sales referrals while recommending alternate channels. Promoted and cross-sold establishment products and services to borrower’s needs. Delivered product value and creates brand loyalty for customers. Exceled in loss prevention and handling confidential information. Provided excellent customer service while adhering to federal banking guidelines.

Bachelor’S Degree, Business Information Management

Activities and Societies: Achieved Dean's List.Received a Bachelor's of Science degree in Business Information Management and a Technical.

Associate’S Degree, Accounting

Activities and Societies: Student Government Association (SGA): served as Social Recruiter 2006-2007, increased the membership by 600%.