Daniel David Email & Phone Number

Charlotte, North Carolina, US

Oakland, California, US

• Strategic leader building banking-as-a-service API products for top fintech companies
• Focus on product strategy, roadmap, sizing, driving execution, and cross-functional partnerships
• Manage team of product managers to design and implement APIs for lending, bill pay, cash movement
• Work closely with business development and customers to identify needs and find product-market fit
• Pivotal in negotiating contracts with third party service providers
• Create revenue models and collaborate with C-suite leadership to determine product pricing strategy

San Francisco, California, US

• Founding member of the Wells Fargo API Gateway, a new bank-wide channel focused on open banking
• Owned strategy and roadmap planning and managed three agile teams to design, develop, launch and enhance payment APIs (ACH, Push to Card, Real Time Payments, etc.) for Fortune 100 companies
• As the Head of Payment APIs, hired, mentored and managed 10+ product owners and analysts to ensure best practices in terms of API design, user stories, error handling, documentation
• Worked with customers to understand client workflows and translate their needs and concerns to engineering teams
• Obsessed over API designs and documentation in pursuit of simple, straightforward user experiences
• Collaborated closely with and influenced key stakeholders (engineering, architects, marketing, operations, etc.) to problem solve and ensure products were designed to meet customer needs

San Francisco, California, US

• Implemented real-time P2P (Zelle) payment API as the product manager of an agile scrum team
• Devised new API-based digital payments offering; earned second place at Wells Fargo hackathon and gained approval from senior leaders for funding and development
• Published internal newsletter focused on emerging digital payments for colleagues and senior leaders
• Co-authored seven patents submitted to the USPTO related to digital payments; awarded three patents

Charlotte, NC, US

• Led mobile initiatives (strategy, requirements, UX) to develop roadmap, new features, simplify user flows and enhance customer capabilities.
• Managed launch and implementation of Mobile Check Deposit, BankAmeriDeals, and alerts functionality on the bank’s mobile app for 10M+ customers on five platforms
• Managed requirements and flow for money movement enhancements for bill pay and transfers
• Spearheaded re-design of mobile product web pages for consumer and small business customers, collaborating with marketing, user experience, legal/risk/compliance and third party agencies to ensure intuitive design on.
• Co-authored eight patents submitted to the USPTO related to online banking; awarded one patent
• Rotated through consumer banking, mortgage, and mobile teams as part of prestigious leadership development program, earning permanent placement in Mobile Solutions

Marietta, Georgia, US

• Streamlined digital online processes for Webkinz, one of the world’s largest children’s websites with $500mm in revenue
• Analyzed customer service tasks across departments; provided recommendations to senior management, received unanimous approval to lead cross-functional team to implement, resulting in significant cost savings.
• Selected by division director to liaise across three key departments to resolve online rewards program challenge; achieved consensus from department managers to assess, test and ultimately repair issue resulting in.
• Interviewed candidates within interactive division, hired and mentored 5 developers

Toronto, Ontario, CA

• Promoted rapidly to project lead for financial services company involved in lien registrations and searches for institutional clients with revenues of $5MM
• Identified new business opportunity to offer lien services to the public; built system to allow e-commerce automated transactions from customers, successfully conducted financial analysis and research; led.
• Identified service inefficiencies; proposed solution to management and led development and implementation of real-time tracking and billing customized solution for customers, achieved significantly higher customer.

• Created digital marketing service providing local community retailers with greater exposure
• Identified business opportunity and secured financing after analysis of local retail industry
• Developed online advertising system and coordinated marketing campaign, established and managed relationships with 400+ retail clients; consulted with clients on promotional strategies

Mba, Strategy And Finance

Bsc, Computer Science