Daniel Gringauz Email & Phone Number

New York, NY

• Lead comprehensive credit reviews of various Bank loan portfolios to independently evaluate the effectiveness of credit risk management, credit rating methodologies, accuracy of credit ratings, and sufficiency of.
• Primary responsibity for Securitization, Financial Institutions, Real Estate, and Canadian portfolios.

New York, NY

• Credit risk management oversight to gauge effectiveness of credit risk management framework of various structured finance and other portfolios. Primary responsibility for securitization, supply chain finance, and CLO.
• Conduct comprehensive credit reviews of structured finance and corporate portfolios to independently evaluate the effectiveness of credit risk management, credit rating methodologies, accuracy of credit ratings, and.

São Paulo, Brazil

• Assessed potential venture capital investments in target Brazilian e-commerce and internet start-ups.
• Analyzed, monitored and reported on financial performance metrics and key performance indicators of invested companies.

New York, NY

• Senior credit officer managing team of five credit officers responsible for the risk management of North American portfolio of more than 200+ securitization-related transactions with total credit limits of more than.
• Portfolio comprised of consumer asset classes such as residential mortgages, auto loans and leases, credit cards, consumer loans, student loans, dealer floor plan and mortgage servicer advances.
• Analyzed, reviewed and credit approved securitization transactions, assessing structures, underlying collateral pools, cash flow analysis and other modeling as well as legal and operational risks. Worked closely with.
• Monitored portfolio performance, limit utilization and compliance with regulatory requirements. Performed on-site due diligence of issuers.

New York, NY; Moscow, Russian Federation

• Analyzed credit, structural and legal risks of and assign ratings to prime, near-prime and subprime residential mortgage transactions in the UK, Irish and Russian markets.
• Developed and maintained relationships with issuers and intermediaries. Performed on-site operational reviews of mortgage, credit card and auto loan originators and servicers.

New York, NY

• Analyzed credit, structural and legal risks of and assigned ratings to prime, near-prime and subprime residential mortgage transactions.
• Rated over 120 transactions totaling more than $100 billion.
• Primary rating analyst for securitizations of major mortgage issuers such as Goldman Sachs, Wells Fargo, Countrywide, Washington Mutual, HSBC, Credit Suisse, Lehman Brothers and Bear Stearns.
• Conducted research on credit risk and analytical issues related to securitization market such as negative amortization.

New York, NY

• Analyzed credit, structural and legal risks of and assigned ratings to prime and non-prime auto loan securitizations, warehouse facilities and MTN programs.
• Primary rating analyst for 28 transactions for issuers such as AmeriCredit, Capital One and Harley Davidson totaling nearly $22 billion.

New York, NY

• Analyzed, structured and executed credit enhancement for public term and conduit transactions involving securitization of credit card receivables, auto loans, other consumer and corporate assets.

Zurich, Switzerland

• Analyzed and provided recommendations on business proposals from global functional units; coordinated strategic planning / budgeting; analyzed divisional P&L; conducted competitor benchmarking and market intelligence.

Ma, Int'L Economics / Us Foreign Policy

Bologna Center

Ba, Government

College of Arts and Sciences