Danielle Appelt Email & Phone Number

Responsible for a team the ensures FHA, HECM, VA & USDA upfront fees are paid & loans are insured in the required time frame. Provide resolutions to resolve any deficiencies on any of the government loans. Maintain access for FHA, VA & USDA for those in the company.

Scottsdale, Az

Scottsdale, Arizona

 Underwrite Conventional, Government & Jumbo loans according to agency, non-agency and investor guidelines. Maintain current knowledge of and share updates to FHA, VA, USDA, Fannie Mae, Freddie Mac and bond guidelines. Review and either approve or decline POA, Trust CPM and escrow holdbacks.  Answer scenario questions and help loan officers’ structure difficult files. Assist Quality Control Team in completing file audits. Prepare FHA binders when requested by HUD and resolve any issues after the review.  Issue NOV’s on file.  Review appraisal appeals.

Scottsdale, Arizona

 Underwrote FHA, VA, USDA, Fannie Mae and Freddie Mac purchase and refinance transactions. Issued NOV’s on VA appraisal Worked as team player with loan officers and processors to ensure closing dates met. Applied knowledge of agency and investor guidelines.

Scottsdale

Underwrite FHA purchase & refinance loans-DE certifiedUnderwrite VA purchase & refinance loans-SAR Certified Underwrite full document conventional purchase & refinance loans.

Underwrite full and alt doc conventional purchase & refinance loans . Underwrite HARP

Peoria, Az.

• Assist Team Leader w/ Training new hires• Ensure team members are in proper workflow• Process conventional, FHA & VA loans• Contact borrowers to obtain needed items to get full loan approval • Verify employment, income and assets• Work pipeline to ensure closing dates are met• Watch locks to ensure they do not expire• Review & approve HUD-1’s• Close fast close loans-these are loans that need to close sooner then the service level agreement

Peoria Az

• Process conventional, FHA, VA, USDA, Homepath, YWHA loans• Validate information provided, contact customer for needed documentation.• Order appraisal, prelim and insurance. • Verify employment, income & assets.• Order case number GSA, LDP for FHA & VA loans• Work pipeline to ensure loan closing in timely manner• Watch locks to ensure locks do not expire• Assist loan officer to obtain all conditions needed to close loan• Obtain Certificate of eligibility • Review & approve HUD-1’s• Train Jr. processor on how to process all loans • Contact and meet with borrowers to obtain any and all items need to get loan approval• Submit complete files to underwriting

• Process conventional, FHA, VA & bond loans• Validate information provided, contact customer for needed documentation.• Order appraisal, prelim and insurance. • Verify employment, income & assets.• Order case number GSA, LDP for FHA & VA loans• Work pipeline to ensure loan closing in timely manner• Watch locks to ensure locks do not expire• Assist loan officer to obtain all conditions needed to close loan• Obtain Certificate of eligibility • Assist to get all FHA loan insured• Train processor on how to process FHA loan • Train Processors on how to process VA loans

Peoria Az

• Set up files, mail initial disclosures.• Process conventional, FHA, VA & bond loans• Validate information provided, contact customer for needed documentation.• Order appraisal, prelim and insurance. • Verify employment, income & assets.• Order case number GSA, LDP for FHA & VA loans• Draw closing documents• Decision clues accept files• Work pipeline to ensure loan closing in timely manner

Phoenix, Az

• Order appraisal, open escrow, order insurance• Work pipeline to ensure loan closing in timely manner• Watch locks to ensure locks do not expire• Assist loan officer to obtain all conditions needed to close loan• Follow up and review of all loan documentation• Validate all information included in loan file• Underwrite DU & AUS approved loans• Draw loan documents and fund loans as needed• Assist in training new hires

Scottsdale, Az

• Set up new loans on system with correct information for applicant.• Order appraisal, insurance & title FHA case numbers, GSA & LDP.• Verification of employment & deposits.• Assist processors, underwriters and closing department as needed• Assist loan officers to ensure timely closing of loans.