Danielle Manley, Cfa Email & Phone Number

Wilmington, De, Us

Wilmington, Delaware

Scope: Led all qualitative aspects of stress testing, including CCAR submission documentation, Risk Control Self Assessments, Capital Adequacy Process Self Assessments (CAPSA), Process Mapping, Procedures, SR 15-18 regulatory compliance, and Finance PPNR models, and results for US and UK consumer bank capital stress testing.▪ Leadership: Led successful team delivering CCAR, DFAST, Bank of England, and Internal Stress Tests annually▪ Estimation Methods: Determined quantitative and qualitative estimation methods for P&L and balance sheet using Champion and Challenger models▪ Analysis: Analyzed sensitivities and idiosyncratic events related to model assumptions and macro variables▪ Risk Management and Internal Audit: Managed engagement with Model Risk Management and Internal Audit Dodd-Frank Stress Testing: Successfully led team by delivering Barclays Bank Delaware’s Dodd-Frank Stress Testing (DFAST) submission to the FDIC:+ Influencing: Garnered approval of management and Board of Directors; successfully closed issues identified by regulator in prior year submission by predecessor+ Macro-Variable Regression: Oversaw transition from limited forecasting models built by third party to sophisticated suite of macro variable-based regression and qualitative models+ Submission Quality Results: Improved submission documentation quality, explaining methodology, capital adequacy assessment, and potential contingency actions Retail Finance Planning and Stress Testing: Managed testing team from initial non-public CCAR submission (2017) through 3 subsequent public submissions (2018-2020)+ Regulatory Evaluation: Received positive regulatory feedback resulting in quantitative pass and qualitative non-objection to capital plan in all years+ Model Established: Quality and business utility of model set systematically improved YoY; models leveraged for multiple use cases including UK regulatory stress testing and internal stress testing

Wilmington, Delaware

Scope: Supported retail bank treasury needs including funding, liquidity, capital management, and hedging▪ Trade Execution: Executed interest rate hedging strategies, brokered CD issuance, CRA bond purchases▪ Liquidity Stress Test Methodology: Established liquidity stress testing methodology for retail bank meeting Dodd-Frank S165 requirements; set liquidity risk limits▪ Liquidity and ALM Reporting: Managed Liquidity and ALM reporting for Federal Reserve, European Banking Authority, and Prudential Regulation Authority (UK)▪ Capital Adequacy Methodology: Developed capital adequacy methodology and targets for bank▪ Stress test Methodology: Developed and documented methodology for DFAST 2015 stress test for each funding product▪ Presentation & Reporting: Coordinated monthly ALCO reporting package and presented special topics▪ Establishing Treasury Policy: Set Treasury policies including Capital, Liquidity, Interest Rate Risk in Banking Book, Funds Transfer Pricing, and Contingency Funding Plan; contributed to Recovery and Resolution PlanningBarclays Treasury Policies Overhaul: Revised Capital, Liquidity, Interest Rate Risk, and Funds Transfer Pricing policies reflecting industry best practices and new regulatory requirements:+ Revised Funding Plans: Revamped Capital Contingency and Funding plans+ Early Warning Changes: Recommended changes to Early Warning Indicators for limits and targets improving capture of risk profile+ Early Warning Indicators: Ensured EWI accurately indicated leading causes of potential issuesCapital Ratio Target Framework: Designed and implemented a stand-alone capital ratio target framework for Barclays Bank Delaware:+ Strategic Plan Design: Examined planned balance sheet growth, business seasonality, capital stress testing exercises results, and peer benchmarking+ Influenced Decisions: Successfully gained approval of capital ratio target methodology and quantification from Board and closed issue with bank regulators

Cherry Hill, New Jersey

TD Bank NAScope: Managed team on capital planning, forecasting, and calculation and reporting of capital adequacy metrics to board of directors and senior management.▪ Reporting and Forecasting: Delivered reporting and forecasting, including regulatory and economic capital, and allocated capital to business units▪ Interpreted and Analyzed DFAST: Interpreted and analyzed DFAST results and presented results to regulators▪ CCAR Capital Plan: Drafted and coordinated CCAR capital plan for TD Bank US Holding Company

Amsterdam, Netherlands

Scope: Project manager and SME for global roll-out of newly created Bank Treasury corporate line function, including governance, organization structure, risk limits, and reporting. Global Roll-Out: Project Manager / SME of newly created Bank Treasury corporate line function, including governance, organization structure, risk limits, and reporting:+ Strategy Design: Designed and implemented strategy roll-out to 28 countries, as trusted advisor to CIO+ Process Definition: Defined governance, processes, and reporting for Bank’s investment portfolio, investment mandates, organization structure, liquidity, and funding+ Standardization: Standardized ALM framework, principles for retail portfolio replication and risk transfer processes among Treasury, business, various Treasury functions (hubs)+ Risk Management: Reduced risk-taking (credit, liquidity, interest rate) in investment portfolios and transferred positions to a central function for transparent risk management+ Informed Decision Results: Facilitated informed decisions of Chief Investment Officer about aggregate portfolio with consideration for local liquidity requirementsDe-Risking Strategy: Project Management leading, planning, and successfully executed de-risking strategy for Eurozone break-up scenario including legal, accounting, hedging, custody, cash management, and regulatory impacts for 5 countries:+ Reporting and Communication: Reported weekly to ING Group Chief Risk Officer providing updates on progress towards strategic solutions+ Contingency Plan: Created ‘bare-bones’ contingency plan based on critical nature of project, with backup triggers enacted within hours safeguarding investment portfolios over a more orderly transition+ De-Risking Strategy Results: Investment portfolios permanently moved to The Netherlands establishing clear legal ownership in case of a Eurozone break-up, with no adverse operational, legal, regulatory, or accounting impacts

Wilmington, Delaware

Scope: Led Finance team of 25 people in Budgeting, Forecasting, Management Reporting & Analysis, and Strategic Planning; member of Asset Liability, Credit Risk, and Finance Risk and Governance committees.▪ Business Plan Execution: Ensured business plan execution; highlighted variances and proposed actions to crucial stakeholder’s realigning plan vs. actual performance▪ Forecasting: Managed all financial deliverables and reporting items in forecasting function for balance sheet and income statement▪ Financial and Operational Reporting: Delivered all financial and operational reporting for actuals and forecast, i.e., KPI’s, Board deliverables, product profitability, management reporting to head office/parent, and IFRS accounting adjustments

Amsterdam, Netherlands

Scope: Head of Accounting for bank and holding company. ▪ Accounting Policy: Pro-actively managed, monitored, and advised application of ING Group accounting policies for ING Direct branches and subsidiaries▪ Closing Process: Managed monthly and quarterly closing process for ING Direct N.V.; ensured adherence to policies and addressed potential audit issues through oversight of branches and subsidiaries▪ Trusted Advisor: Advised Global Management Team on financial accounting developments concerning ING Directs performance and industry developments impacting ING Direct; provided context and commentary to ING Investor Relations regarding external reporting▪ Relationship Management: Managed relationships with external auditors, ING Group Finance, and RiskRestructuring: Promoted by CFO specifically to lead transition to new reporting structure, converting one legal entity to another:+ Engagement and Transparency: Harnessed positive engagement and transparency, energized team members overcoming apprehension about changes+ Deadline Management Results: Led team through ambiguous processes; met deadlines for all deliverables while transitioning to new processes and systems

Amsterdam, Netherlands

Scope: Head of capital management, planning, execution, and global funding activities; represented Treasury departments of ING Direct business units; liaised for ING Direct business units to ING Group Capital Management.▪ Capital Requirements: Adhered to minimum capital requirements for ING Direct N.V.; supported subsidiaries in local regulatory capital needs, such as capital contributions and dividends planning▪ Treasury Management: Managed holding corporation cash and FX positions for all non-EUR capital; executed ratio hedging on behalf of ING Group across several currencies for ING Direct subsidiaries▪ Market Funding and Securitization: Supported capital markets funding and securitization activities for subsidiaries with Legal, Tax, Capital Management, and ratings agencies▪ Advisory: Reporting and advising role to ING Direct ALCO, Credit Committee, Finance & Risk Committee, and Strategic Asset-Liability Taskforce (advising ALCO Bank on funding/liquidity/funds transfer pricing)2008 Financial Crisis Aftermath: Contributed crucial role by implementing limits and de-levering balance sheets of subsidiary treasury departments:+ Influence: Influenced Senior stakeholders (CFO/CRO/Treasurer) to implement actions requiring technical expertise including strong negotiating skills and resilient attitude+ Communication and Innovation: Delivered progress reports to parent company CFO and recommended new approaches countering opposition+ Consensus Building: Recommended actions and realized Board endorsements+ Balance Sheet Results: Program met balance sheet targets through disciplined enforcement and monitoring

Wilmington, Delaware

Scope: Developed hedging strategies to maximize Bank’s earnings; facilitated strategic business model objectives within given risk parameters.▪ Interest Rate Analysis: Collaborated with ALM team to analyze interest rate risk/return profile of Bank using a variety of metrics, including duration and convexity, earnings at risk, value at risk, and re-pricing profile▪ Hedge Strategies: Analyzed and recommended derivative hedge strategies for asset and liability management addressing risks in balance sheet, including prepayment, extension, and interest rate▪ Relationship Building: Executed trades and developed industry contacts for trading and analysis

Wilmington, Delaware

Scope: Managed Bank’s wholesale funding and floating rate mortgage-backed securities portfolios▪ Liquidity and Funding Strategy: Led all aspects of Bank’s liquidity strategy, including day-to-day cash management of Bank and Liquidity Contingency Plan; planned and executed wholesale funding including structured repurchase/reverse repurchase and wholesale funding and agreements, Fed funds, and FHLB loans/advances▪ Portfolio Manager: Managed a $10B portfolio of floating rate residential MBS; analyzed relative value opportunities, yield performance, market risk, and credit behavior of portfolio

Wilmington, Delaware

Scope: Managed the accounting and financial analysis function for Bank’s investment portfolio, led accounting team, liaised with internal and external auditors, researched and implemented new investment accounting system, maintained and expanded knowledge of US GAAP and IFRS accounting

Wilmington, Delaware

Scope: Recommended and executed trades for bank’s $7B investment portfolio including money market, foreign currency, mortgage-backed securities, asset-backed securities, Eurobonds, and floating-rate notes; executed hedging strategies including interest rate swaps and foreign currency swaps.

Wilmington, Delaware

Scope: Managed financial reporting of 7 legal entities; supervised and developed staff of Operations and Financial Control Division.

Wilmington, Delaware

Assistant Vice President – TreasuryAssistant Treasurer – Treasury Department, promoted 1996Assistant Treasurer – Credit/Operations Departments, promoted 1995Operations Assistant, promoted 1994

Master Of Business Administration, Finance

MBA Finance

Bachelor Of Science, Finance, Magna Cum Laude