Danielle Mirabal

Danielle Mirabal Email and Phone Number

Customer Experience Manager @ Westhill
Belvidere, IL, US
Danielle Mirabal's Location
Belvidere, Illinois, United States, United States
Danielle Mirabal's Contact Details

Danielle Mirabal personal email

Danielle Mirabal phone numbers

About Danielle Mirabal

31 year veteran Loan Operations Manager with a demonstrated history of working in the banking industry long term. Highly skilled in Construction Loans, Banking, Credit Analysis, U.S. FHA Financing, U.S. VA Loans, Conventional, IHDA, HELOC, HELOAN and Portfolio lending. Strong financial professional studied Business Administration from Devry University.

Danielle Mirabal's Current Company Details
Westhill

Westhill

View
Customer Experience Manager
Belvidere, IL, US
Employees:
80
Danielle Mirabal Work Experience Details
  • Westhill
    Customer Experience Manager
    Westhill
    Belvidere, Il, Us
  • Guaranteed Rate
    Senior Vice President Operations
    Guaranteed Rate Nov 2020 - Aug 2023
    Remote
  • First National Bank And Trust
    Loan Servicing Manager
    First National Bank And Trust Nov 2019 - Nov 2020
    Beloit, Wisconsin
  • Stc Capital Bank, Acquired By Wintrust Mortgage(October 2019)
    Loan Operations Manager/V.P. Mortgage Lending
    Stc Capital Bank, Acquired By Wintrust Mortgage(October 2019) Jan 2013 - Nov 2019
    St. Charles, Illinois
    Administrated Encompass, FHA, VA, IHDA, USDA, GUS, Fannie Mae, Freddie Mac, and all investors’ websites.Completed HELOC/HELOAN applications.Processed all construction and construction to permanent applications.Obtained builder approval through president/chairperson of the board for all new builders.Assigned file to processing and closing based on case load.Completed HMDA data folders for compliance to review each month.Submitted monthly HMDA to outside vendor collection service through Encompass interface.Submitted annual HMDA data (LAR) to CFPB.Assigned and/or completed CDs and closing packages as needed.Paid online all upfront insurances, including FHA, VA, and Conventional mortgage insurance premiums.Completed annual recertification on FHA Connection to maintain FHA origination approval by HUD.Led the process to obtain FHA Full Eagle approval with HUD in 2017.Submitted closed FHA loans to HUD for insuring and issuance of MIC on all delegated FHA originations. Created and maintained various reports as needed in Encompass.Completed quarterly and annual employee evaluations and reviews.Trained all new hires on systems, policies, and procedures.Submitted monthly and quarterly compliance review requests to outside vendor.Reported quarterly findings from audits completed to board of directors.Managed all aspects of post-closing, including the sale to investors, adhering to defaults or corrections as needed, as well as shipping notes, mortgages, etc. to end investor.Created rebuttals as needed to outside sources.Origination software utilized: Encompass and LaserPro
  • Midwest Community Bank
    Loan Officer Assistant
    Midwest Community Bank Jun 2010 - Jan 2013
    Rockford, Illinois Area
    Assist loan officer with application, process files, generate compliance documents, order appraisals, title, lock rates, client interaction for missing documentation, close mortgage applications.
  • Midwest Community Bank
    Loan Processing Manager
    Midwest Community Bank Oct 2005 - Jan 2009
    Rockford, Illinois Area
    Managed team of 10 to 15 post-closers, processors, and assistants. Opened, processed, underwrote, and closed an average of 20 files per month. Maintained pipeline of 60 files/month. Sign-off authority of up to $650,000 as a delegated underwriter. Trained all team members on policies, procedures, and systems. Maintained communication and procedures amongst support staff and production team. Hired and terminated coworkers. Origination Software utilized: E3 and DocMagic
  • Direct Mortgage Corporation
    Operations Manager
    Direct Mortgage Corporation 1998 - 2005
    Elgin, Illinois
    Assisted the president in all facets of operations. Oversaw production from beginning to end. Completed applications with new clients on behalf of president. Directed contact during all FHA and state audits. Maintained broker relationships with 35 investors. Origination software utilized: Calyx Point.
  • Chase
    Regional Operations Manager
    Chase Feb 1993 - Mar 1998
    Chicago, Illinois
    Reported payroll to corporate. Processed average of 20 files per month. Oversaw retail operations. Managed opening, processing, and closing departments for two chicagoland locations.

Danielle Mirabal Skills

Loans Mortgage Lending Loan Origination Mortgage Banking Residential Mortgages Fha Banking Refinance Management Credit Credit Analysis Crm Commercial Banking First Time Home Buyers Fha Financing Home Equity Loans Interviews Lines Of Credit Investment Properties Construction Loans Va Loans Usda Training Encompass Operating Systems Process Improvement U.s. Federal Housing Authority Mortgage Underwriting Software Documentation Small Business Lending Government Loans

Danielle Mirabal Education Details

  • Rock Valley College
    Accounting And Finance
  • Devry University
    Devry University
    Business
  • Byron Center High School
    Byron Center High School
    High School- Accounting/Business Classes

Frequently Asked Questions about Danielle Mirabal

What company does Danielle Mirabal work for?

Danielle Mirabal works for Westhill

What is Danielle Mirabal's role at the current company?

Danielle Mirabal's current role is Customer Experience Manager.

What is Danielle Mirabal's email address?

Danielle Mirabal's email address is dm****@****ate.com

What is Danielle Mirabal's direct phone number?

Danielle Mirabal's direct phone number is +163054*****

What schools did Danielle Mirabal attend?

Danielle Mirabal attended Rock Valley College, Devry University, Byron Center High School.

What skills is Danielle Mirabal known for?

Danielle Mirabal has skills like Loans, Mortgage Lending, Loan Origination, Mortgage Banking, Residential Mortgages, Fha, Banking, Refinance, Management, Credit, Credit Analysis, Crm.

Who are Danielle Mirabal's colleagues?

Danielle Mirabal's colleagues are Tanner King, Julian Roberts, Ginger S., Steve Johnson, Benjamin Varney, Rachel King, James Wood.

Not the Danielle Mirabal you were looking for?

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.