Danielle Gans Email & Phone Number

International small kitchen appliances manufacturer with yearly sales exceeding $500 million operating two separate corporate entities for US and Canada. Product lines include Black and Decker and George Foreman Grills.Hired, trained and supervised a team of three collectors/researchers.Credit extension to mass merchants, home centers, hardware stores, drug stores, grocery stores and general merchandisers located in US and Canada.Responsible for direction and management of accounts receivable and cash flow maintenance.Enhanced the company's Credit and Collections Policies and Procedures manual.Managed proactively all areas of order-to-cash functions with more than 500 accounts.Developed departmental objectives and budgets. Analyzed DSO, bad debt allowances, over 60 days past due and claims reports and took corrective actions to improve performance.Monitored daily bank borrowing base and assisted Treasury in corporate cash management.Responsible for bank audits including A/R roll forward and various A/R testing on cash receipts, invoices, credit memos and A/R adjustments and write-offs.Administered various credit insurance and factoring programs.Regularly attended credit meetings at two National Credit Management Association groups

Credit granting to US and Canada mass merchants, home centers, hardware stores, drug stores, grocery stores and general merchandisers.Monitored domestic and international credit risk of average monthly A/R portfolio of $100 million.Maintenance of corporate credit files. Conducted credit reviews in accordance with corporate policies and procedures.Responsible for monthly A/R reporting to senior management including over 60 days past due, bad debt allowances, DSO and claims reports.Interfaced with sales and senior management on high-risk accounts and A/R delinquency.Negotiated credit agencies contracts and monitored daily usage.Reduced over 60 days past due from 6% to 1% of total A/R.