Daniel Nestrovsky Email & Phone Number

State Of São Paulo, Brazil

Osasco, São Paulo, Brasil

São Paulo, São Paulo, Brasil

Membro do conselho consultivo.

São Paulo, São Paulo, Brasil

- Directed the Open Finance and Open Insurance platforms, managing a team of 18 professionals and establishing key relationships with Directors and VPs, while reporting directly to the Director.-Entrusted with upholding regulatory compliance, ensuring exceptional customer and ecosystem participant engagement, and consulting with key regulatory bodies and entities (Bacen and Susep, Open Finance and Open Insurance conventions, Febraban). Oversaw data assets and structural deliverables vital for value extraction.- Coordinated closely with a core technology team of 100+ people, more than 10 channels, 15+ product teams, 15+ affiliates companies, and related areas such as Risks e CRM. - Manage th annual technology investment budget for Open FinanceMain projects and achievements:- Constructed a robust platform integrating product teams dedicated to technology demand management, operations, customer service, data asset management, and portfolio management for effective project and initiative oversight.- Ensured continuous regulatory adherence in Open Finance and Open Insurance.- Delivered value-adding capabilities to the Santander ecosystem:o Developed modular capabilities for contextualized customer consent requests.o Developed over 80 data assets for Open Finance, enhancing analytics, modeling, CRM strategies, and business analysis capabilities and trained over 40 teams in leveraging data assets effectively.o Positioned Banco Santander as a Payment Initiator.o Partnered with the business teams to develop and deploy better risky models.- Operational and customer service delivery:o Established and managed a customer complaint response model.o Developed and kept a participant service model for ecosystems.o Instituted a comprehensive technology incident monitoring and management framework.

São Paulo, Brasil

- Orchestrated the functional management of the Open Finance Program for the Santander Group, playing a pivotal role in the convention responsible for defining Open Finance specifications.- Engaged actively in workgroups within the convention and Febraban, contributing significantly to the definition of Open Finance specifications, focusing on Data Scope Definition, Specifications, Customer Experience, Security, and Payment Initiation.- Analyzed regulations and specifications, leading the dissemination of functional knowledge to the development teams, which included the core teams and over 15 products (over 300 FTEs at peak and involving more than 10 affiliates companies).- Directed the executive governance, conducting weekly meetings led by the CIO and attended by Platform Heads.- Managed relationships across various levels including and Vice-Presidents. Direct reporting to the Head of the Area.Main projects and achievements:- Influenced regulatory reviews through strategic involvement in workgroups, aiming at maximizing outcomes and minimizing risks for the Santander Group.- Launch of Open Finance Phase 2, Version 1 (August 2021): Led the successful launch involving the integration and accessibility of comprehensive financial data, including Registration, Account, Credit Card, and Credit Operation data.- Launch of Payment Initiation, Version 1 (October 2021).- Open Finance Platform Establishment: Successfully advocated for and secured the Vice-Presidency's approval for the establishment of the Open Finance Platform.

São Paulo E Região, Brasil

- Led strategic initiatives for Santander's payment companies and areas, including Cards, Getnet, Esfera, Superdigital, and Ben Visa Vale, focusing on evaluating and advancing innovative payment strategies.- Managed high-level relationships with company leaders across various departments at Head, Director, and Vice-President levels, ensuring seamless communication and alignment with strategic direction. Direct reporting to the Head of the Area. - Led key strategic projects such as Scheme negotiations and the Pix implementation actively taking part in and leading executive committees to guide these initiatives to successful outcomes.Main projects and achievements:- Pix Implementation Leadership at Banco Santander: Led the implementation initiative, responsible for impact assessment, representation in the Pix forum and Febraban, and guidance on technical and regulatory product aspects. Directed technical and product teams, managing operational and executive aspects, culminating in the successful rollout of Pix in November 2020. - Card Scheme Negotiations: Led the evaluation of proposals and counterproposals, collaborating closely with the card and legal teams to formulate financial projections, playing a crucial role in the renegotiation of contracts with major schemes. This effort led to substantial financial benefits, projected of billions of Reais over five years, with a third realized in the first year.

São Paulo, Brasil

Principais realizações:- Liderança de iniciativas estratégicas para as empresas e áreas de pagamento do Santander, incluindo Cartões, Getnet, Esfera, Superdigital e Ben Visa Vale, com foco na avaliação de novas oportunidades.- Gerenciamento de relacionamentos de alto nível com líderes em diversos departamentos nos níveis de Head, Diretor e Vice-Presidente, garantindo comunicação contínua e alinhamento com a direção estratégica. Reporte direto ao Head da área.- Liderança de projetos estratégicos, como negociações com bandeiras de cartão e a implementação do Pix, participando ativamente e liderando comitês executivos para guiar estas iniciativas a resultados bem-sucedidos.Principais projetos/resultados:- Liderança da Implementação do Pix: Responsável pela avaliação de impacto, representação no fórum Pix e na Febraban e orientação sobre aspectos técnicos e regulatórios para as equipes técnicas e de produto, gerenciamento operacional e executivo. Lançamento do Pix em 11/2020.- Negociações com Bandeiras de cartão: Avaliação de propostas e contrapropostas, colaborando estreitamente com as equipes de cartão e jurídica para formular projeções financeira desempenhando um papel fundamental na renegociação de contratos com as principais bandeiras. Esse esforço levou a benefícios financeiros substanciais, projetados em bilhões ao longo de cinco anos, com um terço realizado no primeiro ano.

São Paulo Area, Brazil

- Relationship management with customers at the C-level, reporting directly to the Country Director.- Projects for schemes, acquirers, banks, and related companies, with a focus on payments. Management and project allocation to teams around 10+ Consultants and technology members.- Profit management of the consultancy portfolio (budget, billing, and margin), with a budget of more than R$3 millionMain projects and achievements:- EMV 3DS Solution Definition: Defined the EMV 3DS Advisory and Test Solution. Managed cross-area effort including from technical design to the go-to-market approach. As result it was sold the biggest advisory project of the year.- Card Scheme – EMV 3DS Implementation: Support a full EMV 3DS implementation for the scheme from the business case through the program definition, service deliver and certification.- Card Scheme – Host Test Platform Implementation: Lead the delivery of the Web Host Test Tool.- Coordination of the cross-area effort (consulting and development team) of more than 50 people to deliver the test platform.

São Paulo Area, Brazil

São Paulo Area, Brazil

Principais realizações:- Gestão de relacionamento com clientes nos níveis de Diretor e C-level, reportando-se diretamente aos Diretores responsáveis pela conta.- Gerenciamento de projetos de consultoria para grandes bancos, companhias de seguros e empresas relacionadas, com foco em finanças e riscos. Gerenciamento e alocação de projetos para equipes de cerca de dois Consultores e dois Analistas.- Preparação de propostas e precificação para projetos com orçamentos entre R$2 milhões e R$6 milhões.- Gestão do lucro dos projetos (orçamento, faturamento e margem), com orçamento de mais de R$2 milhões.

São Paulo Area, Brazil

São Paulo Area, Brazil

São Paulo E Região, Brasil

São Paulo E Região, Brasil

São Paulo Area, Brazil

São Paulo Area, Brazil

Pde | Programa De Desenvolvimento De Executivos, Gestão E Negócios

Master'S Degree, Business

Certificate in Business Administration Optativas: - Gestão de Projetos; - Análise de Riscos Financeiros (V@R).

Bacharelado, Engenharia Mecatrônica

Optativas: - Modelagem de micro-máquinas; - Otimização numérica.

English For Professional Purposes, Nível D (Avançado), Inglês, Iel Score: 78

Desenvolvimento da Lingua Inglesa Business Case da Harvard Business School Aulas com professores de Harvard em temas de humanidades e.