Daniel Chapman Email & Phone Number

Charlotte, NC, US

• Primary credit responsibility for a portfolio of Global Corporate Investment Banking (GCIB) Clients spanning multiple sectors
• Structuring complex transactions and negotiating credit documentation to mitigate risk appropriately
• Independently assess new credit requests, balance risk/return and make justifiable recommendations
• Manage ongoing portfolio monitoring routines including periodic financial assessment, covenant compliance and amendment activity over life of a loan
• Train, mentor and develop Associates and Analysts on the team

Charlotte, NC, US

• Research, write, and present financial and industry analyses in support of company-specific and portfolio-level decisions.
• Prepare transaction and relationship risk-adjusted profitability to facilitate allocation of and return on capital.
• Manage credit exposure associated with the bank’s broad range of products including loans, leasing, foreign exchange, derivatives, and treasury management.

Charlotte, North Carolina, US

• Performed detailed credit risk analysis and stress test modeling on clients based on historical performance, industry research, and macroeconomic environment.
• Drove the credit process through the screening, structuring, pitching and underwriting various loans including revolving credit, term, acquisition, and real estate facilities.
• Ensured timely and accurate, quarterly risk rating of clients within the portfolio while following internal policy.
• Spread and adjust financial statements to accurately calculate compliance with financial covenants.

Charlotte, NC, US

• Analyzed clients financial performance while evaluating trends within the Insurance industry.
• Partnered with Risk Executives to help price and underwrite credit facilities and implement trading limits.
• Risk Rated clients to ensure correct capital allocation from the bank for each relationship.
• Interpret and understand exposure for derivative trades made under each client's respective trading limits.

• One of fourteen students selected to manage a $1,000,000 investment portfolio.
• Constructed detailed DCF, DDM, and other Excel valuation models on companiesacross multiple sectors.
• Conducted in-depth research and issued Buy / Sell recommendations on bothprospective and currently held investments through written reports.
• Presented stock recommendations to the fund’s Board of Directors.

New York, New York, US

• Performed daily, weekly, monthly and quarterly profit and loss analyses for convertible bond trading desks.
• Performed on going price verification procedures to ensure correct market valuations in firm inventory.
• Assessed new trades for appropriate valuation, accounting treatment and disclosures.
• Became proficient in capital adequacy impactful to the convertible bond trading desk.

St Petersburg, Florida, US

Track inter-company loans, revolver payments and ensure compliance with contractual agreements.Assist in setting weekly cash positions for North American operations of the company.Performed in depth financial statement analysis for credit risk management.Performed analysis on bank services which resulted in over $30,000 savings per year in perpetuity.

Tampa, Florida, US

Communicate with residents daily in a fast-paced work environment Assisting over 100 diverse students every day, explaining processes and reaching out to other departments for information to provide answers to students

Tampa, Florida, US

Tutoring students in the Smart Lab at the USF library in order to answer questions which they struggled with using my problem solving ability and knowledge of the subject to do so. I also lead a class in which we go over worksheets answering questions, going over the work as well as grading the work of the students.

Colorado Springs, Colorado, US

I was a volunteer or Junior Achievement at Pierce Middle School and Pizzo Elementary school teaching young children the importance of saving money and going to college. This involved teaching a class full of students without assistance from school employees having to use my communication and problem solving skills to do so.

I was able to shadow the leader of the Scottish Conservative party for a week work experience which proved to be a great experience for me and my development as a professional, and a hard worker. My duties included general office duties, political research and speech reading.

Bachelor'S Degree, Finance

Graduated High School