Daniel Solis Email & Phone Number

Hauppauge, Ny, Us

Hauppauge, Ny, Us

Buffalo, New York, Us

- Manage the ongoing credit risk of existing loan portfolios through annual reviews, guarantor assessments, interim status updates, covenant monitoring, problem loan management and other forms of credit surveillance- Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data- Liaison between Commercial Banking Relationship Managers and the Underwriting Team for facilitating credit needs of customers, whether through new requests, modifications or annual reviews/renewals- Spread financial statements and prepare financial models designed to sensitize various conditions impacting the proposed transactions - Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statements- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies

Wyomissing, Pa, Us

- Responsible for managing risk ratings and verifying loan covenants within the Multi-Family and Investment CRE portfolio through the Bank’s annual review process- Monitor and proactively manage all aspects of the loan portfolio including loan reviews, renewals, delinquencies and special asset workouts- Review and analyze financial statements- Negotiate terms and conditions to successfully close profitable business

New York, Us

- Maintain a $27B+ Commercial Real Estate (CRE) Loan Portfolio by analyzing loan terms, compliance with loan policy, adequacy of supporting financial information, appropriateness of risk ratings, adequacy of debt service coverage, loan to value as well as other additional information related to commercial properties and their owners- Assess risk by conducting in-depth financial statement and rent roll analysis on real estate entities that includes an assessment of liquidity, leverage, cash flow generation, public state/municipal records, interest rate stress testing and compliance with financial covenants- Complete Annual, Semi-annual and Quarterly Reviews on high risk multifamily, retail, office, warehouse and mixed use loans ranging in size from $2.50M to $75.0M+- Train Junior Analysts on Credit Risk policies, market conditions and best practices- Facilitate implementation of bank collateral management systems including FIS ACBS and Salesforce nCino- Conduct on-site inspections of collateral properties as it relates to insurance settlements, building violations and maintenance; determine overall building condition

New York, Us

New York, Ny, Us

- Responsible for the End-to-end risk strategy of a portion of the portfolio of thousands of strategic large merchants by verifying exposures through financial reviews, calls with merchants and client managers, and review of other external information- Use in-depth analytics for the development and monitoring of key credit metrics, designing risk mitigation strategies and customer facing negotiations- Leverage institutional risk principles to validate metrics such as Exposure-at-Default, Loss-Given-Default and non-delivery exposure

Brookfield, Wisc., Us

- Responsible for the monthly credit evaluation of a portfolio of 1,257 merchant companies that vary in size and industry, in all the portfolio represents more than $3.73B in peak loss exposure to First Data and joint venture partners Bank of America, Wells Fargo and J.P Morgan Chase- Assess risk by conducting in-depth financial statement analysis on merchant companies that includes an assessment of liquidity, leverage and cash flow generation- Collaborate with colleagues to formulate risk mitigating strategies when high risk merchants are identified and present action plans to senior management and Bank Alliance Partners- Monitor merchant processing activity queues for erratic behaviors and work with joint venture partners to remediate negative trends