Primary responsibilities include leading a team of investment professionals and directing the asset allocation, security analysis/selection and portfolio management processes on behalf of the firm’s trustees and clients.

Responsible for overseeing TFC’s investment process, research activities and portfolio strategy. A CFA charterholder, I am a member of the CFA Institute and also a CERTIFIED FINANCIAL PLANNER™ practitioner. Board member and Investment Committee Chair for the Cambridge Community Foundation, on the Board of Advisors for the Brandeis International Business School, an Independent Trustee for Green Century Funds, and on the Board of Directors of Wealthramp. Previously a Board member and president of the CFA Society of San Francisco. Contributor to US News & World Report, Retirement Investor.IO, and ThinkAdvisor.com, a regular guest on Bloomberg’s Baystate Business and a frequent speaker at regional, national and international investment forums. TFC Financial Management, founded in 1980, is an independent, fee-only Registered Investment Advisory firm, majority owned by employees. We provide financial planning, personal financial advisory services and asset management for individuals, couples and families. Our goal is to help clients build and preserve wealth for the long-term, and, as a fiduciary, we ensure that their interests always come first.Wealthramp is a fintech company with a mission to connect people to the right fee-only advisor who will help them meet their financial goals throughout their life. We are the only advisor matching platform that doesn’t sell consumers’ information or share without their permission. Every advisor invited to join our network is personally vetted by Founder & CEO Pam Krueger, who has decades of experience in the investment industry and media educating people to never settle for an advisor who doesn’t exceed their expectations. Unlike brokers who sell products and earn commissions, the independent fiduciary CFPs, CFAs and CPAs at Wealthramp are legally held to acting solely in clients’ best interests and have the expertise and characteristics essential to build a relationship with a client that lasts generations.

Leader of a boutique asset manager that manages equities and asset allocation products for advisors, financial institutions and family offices.  Developed and implemented a turnaround strategy that stabilized the firm after several years of declining assets and substandard investment performance. Restructured the team, redesigned the investment process, and rebranded the firm as part of the turnaround strategy. Grew assets under management by nearly 300% since the end of 2012, with the firm growing to more than $400 million of assets. Lead portfolio manager for asset allocation and dividend equity strategies, both of which were launched in 2012. Actively involved CIO for index equity products such as tax indexing and socially responsible indexing.  Public face of firm with clients, prospects and media. Frequent presenter at conferences, columnist for thinkadvisor.com, and provided research support for "The Safe Investor", written by Tim McCarthy, former President of Charles Schwab and Nikko Asset Management. Advisory Board member of Wealthramp.com.

Managed $3.5 billion of mutual fund assets as head of asset allocation for Charles Schwab Investment Management. Portfolio Manager for Schwab Target, Monthly Income, MarketTrack and Balanced Funds. Developed and implemented portfolio strategy, including asset allocation among multiple asset classes and selection of underlying funds. Developed and implemented new strategic direction for Schwab Target DateFunds, changing glide path for the funds and underlying asset allocation strategy. Broadened the scope of Schwab Target Date Funds to include non-Schwab investments for the first time, selecting non-Schwab underlying funds. Investment results met or exceeded performance expectations -- 12 of the 16 funds had 4 or 5 star Morningstar ratings when I left Schwab. Target Date Fundsperformed better than peer group during market correction in 2008/early 2009, and portfolio changes made in April 2009 helped capture more of the upside during the market recovery.

Portfolio Manager for the International Equity investment team, actively involved in the investment process while managing relationships with consultants and institutional clients. Investment responsibilities included portfolio construction, implementation andrisk management. Designed and implemented process changes to address performance issues.Other experience included two different periods of time leading investment oversight and due diligence efforts while reporting to the Chief Investment Officer. Evaluated internally managed products, assessing investment results andprocess. Recommended process improvements and worked with investment leadership team to implement process changes. Evaluated third-party managers for potential lift-outs, joint ventures or sub-advisory mandates. Led product development efforts in traditional and alternative asset classes.